Pathfinder Bank · 1 month ago
Credit Analyst
Pathfinder Bank is a community-focused bank that values expertise and local contributions. They are seeking a Credit Analyst responsible for assessing loan risks, performing credit analysis, and supporting business services to help local businesses grow.
CommunitiesFinancial ServicesFinTechInsurance
Responsibilities
Perform credit analysis on loan applicants, including recommendations regarding ideal credit structure, review frequency, security requirements and approval/denial of request
Reviews and analyzes the risk and financial strength of loans that are currently within the banks commercial loan portfolio
Prepare loan presentations for approval by lenders, Officers Loan Committee and or Executive Loan Committee
Maintain knowledge of regional and national economic conditions, financial trends, lending regulations, loan documentation, delinquency trends and loan procedures
Accompany lenders on customer calls to discuss request and to understand outstanding questions to complete accurate write ups
Spread financial statements in BakerHill and complete cash flows to assist lenders in making preliminary loan decisions
Any additional tasks that may be assigned
Complete annual reviews and any additional periodic analysis
Assist in the maintenance of credit files and BakerHill system
Assist in the audit process with regulators and third party loan review firms
Qualification
Required
Intermediate computer skills including Microsoft Word and Excel
Ability to understand and learn the banks internal systems
Excellent customer service skills
Benefits
Health coverage
401(k) with company match
Generous paid time off
Career growth
Internal mobility
Paid volunteer opportunities
Company
Pathfinder Bank
Pathfinder Bank is a banking company that specializes in residential, consumer, commercial lending, deposits, and eBanking.
H1B Sponsorship
Pathfinder Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2024 (1)
2021 (1)
Funding
Current Stage
Growth StageTotal Funding
$55.8MKey Investors
Castle Creek Partners
2020-10-21Debt Financing· $25M
2019-05-09Private Equity· $20.8M
2015-10-28Debt Financing· $10M
Recent News
Pathfinder Bancorp, Inc.
2025-10-31
Central New York Business Journal
2025-09-24
Central New York Business Journal
2025-08-22
Company data provided by crunchbase