Zippy · 1 month ago
Credit Reporting Specialist
United States
Full-time
Remote
Entry, Mid Level
2+ years expZippy is a company focused on simplifying the loan process for manufactured homes, providing a digital experience for its customers. The Credit Reporting Specialist will ensure accurate reporting of borrower credit information, handle bureau reporting, and investigate disputes while collaborating with various teams to enhance data quality.
FinanceFinancial ServicesFinTechLending
Responsibilities
Prepare, review, and submit monthly credit reporting data to all major credit bureaus (Experian, Equifax, TransUnion, Innovis)
Reconcile and verify loan servicing data to ensure reporting accuracy
Investigate and resolve credit reporting disputes in compliance with FCRA and Metro 2 guidelines
Monitor credit data for errors, delinquencies, or inconsistencies and coordinate corrections promptly
Maintain thorough documentation of reporting processes and system updates
Collaborate with IT, Risk, and Compliance teams to improve reporting workflows and data quality
Provide internal reports and insights on servicing and credit performance
Support audits, system testing, and regulatory reviews as needed
Qualification
Required
2+ years of experience in credit reporting, loan servicing, or a related financial operations role
Strong understanding of Metro 2 format and credit bureau data submission
Knowledge of FCRA and consumer credit reporting regulations
Excellent attention to detail and organizational skills
Proficiency in Excel and data reconciliation
Strong problem-solving and communication skills
Preferred
Experience with loan servicing systems (e.g., MSP, FIS, LoanServ, or similar)
Familiarity with credit dispute management and audit processes
Background in consumer lending, mortgage, or auto servicing
Benefits
Competitive Compensation: We offer a competitive salary with the potential for annual bonuses and variable pay, depending on your skills and experience.
Equity for All: As a part of our commitment to shared success, all employees receive equity in the company, allowing you to share in the growth and achievements of Zippy.
Remote Work: Enjoy the flexibility of working from home in a dynamic, remote-first environment.
Comprehensive Health Coverage: We provide medical, dental, and vision insurance, along with company-subsidized benefits like STD, LTD, and life insurance for you and your family.
Flexible Spending Accounts: Take advantage of medical & dependent care FSAs to help manage your expenses.
Training & Licensing Support: We invest in your professional growth with resources for training and licensing.
Paid Time Off: We offer generous PTO—and we encourage you to use it!
Wellbeing Programs: Access a variety of wellbeing resources, including Headspace, Gympass+, Fetch, Spring Health, SoFi, Perkspot, Ladder, and more through our Sequoia Wellbeing Programs.
Parental Leave: We provide paid parental leave to support you and your growing family.
No Meeting Wednesdays: Enjoy a mid-week break from meetings to focus and recharge.
Vibrant Slack Community: Engage with colleagues in our lively remote Slack community, featuring fun channels that connect people around shared interests like travel, pets, sports, food, and more.
Career Growth: We believe in promoting from within, offering you opportunities to grow your career with us.
Company
Zippy
Zippy engages in providing a simple, online, and fast loan.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$78.4MKey Investors
ETHZillaBrand Foundry Ventures
2025-12-15Series Unknown· $19M
2025-12-10Corporate Round· $21.1M
2024-10-11Series Unknown· $19.57M
Leadership Team
Jordan Bucy
Co-Founder, President & COO
Christopher Donsbach
Head of Community Partnerships
Recent News
2025-12-16
2025-12-11
thefly.com
2025-12-11
Company data provided by crunchbase