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SouthState Bank · 3 days ago

FIU Manager Complex Customer Risk (Remote)

United States

Full-time

Remote

Mid, Senior Level

$85K/yr - $136K/yr

7+ years exp

SouthState Bank is committed to helping customers move forward with a focus on integrity and community. They are seeking an FIU Manager/Complex Customer Risk to support the Bank’s BSA/AML/OFAC Program by performing due diligence on complex commercial customers to minimize risk. This role involves managing workflow, conducting quality control reviews, and analyzing customer data to detect risks.

BankingFinanceFinancial ServicesLendingWealth Management

Responsibilities

Manage the department workflow and ensure duties of staff are performed as expected

Conduct periodic quality control reviews to ensure high risk reviews are properly documented and unusual activity referrals are generated as warranted

Develop and propose recommendations to address BSA/AML/OFAC risks and processes requiring enhancements

Understand trends in underlying customer data and detect risks that warrant decisioning

Discuss and escalate unique complex customer types, structures, financial products, services, and other AML risks

Analyze new and existing complex business relationships to determine risk and provide recommendations for approval or denial

Assist in the creation and maintenance of case files documenting all information used in the review of certain higher risk industries

Ability to read, analyze and interpret Federal and State banking regulations related to the Bank Secrecy Act and Anti-Money Laundering statutes and regulations

Maintain proficiency in all aspects of BSA/AML compliance; attend regular BSA trainings as assigned

Adhere to all provisions of SouthState Bank policies and procedures, including the confidentiality policy, code of ethics and BSA/AML/OFAC policies and procedures

Provide recommendations on adding, retaining, or removing customers to/from the bank’s high risk customer monitoring process through collaboration with management

Other duties and responsibilities may be assigned, according to the needs of the Bank

Familiarity with bank operations in general

Qualification

BSA/AML complianceRisk assessmentManagement experienceCAMS certificationAML monitoring systemsAnalytical skillsResearch skillsCommunication skillsDetail-orientedTeam collaboration

Required

Bachelor's degree preferred

7 years minimum of related BSA/AML experience in a management capacity

Minimum 3 years supervisor or management experience

Experience in mentoring and coaching subordinates to develop the requisite skills to achieve full potential

Experience managing multiple people and projects

Experience performing customer due diligence and enhanced due diligence at an advanced level

Experience monitoring, reviewing and analyzing account activity in order to identify unusual or suspicious activity

In-depth knowledge of BSA/AML regulations and regulatory expectations related to higher risk customer types

Familiarity with various AML monitoring systems and commercial research databases

Strong understanding of bank operations including but not limited to navigating banking systems, understanding teller transactions and interpreting customer transactions

Ability to read, analyze and interpret Federal and State banking regulations related to the Bank Secrecy Act and anti-money laundering

Ability to work and thrive in a fast paced, high intensity, high demand and deadline driven environment

Self-motivated, dependable, adaptable, and detail-oriented with strong analytical and organizational skills

Proficient with PC work, including Microsoft Outlook, Word, Excel, PowerPoint, and other varying software if/as needed; knowledge of and ability to use internal bank systems a plus

Excellent oral and written communication skills

Ability to draft reports, prepare documents, and compose letters, memorandums, and business correspondence

Ability to interface with all business lines and legal entities and people of varying level, title and knowledge