Circle · 2 hours ago
Director, Financial Risk Management
Miami-FTL Area
Full-time
Hybrid
Lead/Staff, Director/Executive
$190K/yr - $242K/yr
12+ years expCircle is one of the world’s leading internet financial platform companies, focused on building a more open global economy through digital assets and payment applications. The Director of Financial Risk Management will be responsible for developing financial risk analytics capabilities, overseeing risk management programs, and leading initiatives that enhance the company's financial resilience.
BankingBlockchainCryptocurrencyFinancial Services
Responsibilities
Owning, developing, and maintaining financial risk analytics capabilities to ensure risks are comprehensively identified, measured, monitored, and mitigated throughout the product lifecycle
Leading the development and adoption of advanced AI and machine learning capabilities to enhance Circle’s financial risk management
Maintaining and enforcing risk appetite, limits, and controls across key financial risk types, ensuring Circle remains within its strategic and regulatory risk profile
Overseeing Circle’s Financial Model Risk Management program, ensuring models are properly governed, validated, and monitored to support sound and timely business decisions
Providing independent oversight and challenge to the first line of defense; coordinating across specialized risk committees, working groups, and other governance forums
Shaping how Circle anticipates, measures, and manages financial risk in a rapidly evolving environment
Overseeing and challenging existing risk metrics monitoring, scenario analysis and stress testing conducted across businesses and legal entities, ensuring robust methodologies and outcomes
Leading the evolution of Circle’s financial risk analytics by building data-driven, AI-powered tools and real-time reporting capabilities that strengthen financial resilience
Providing strategic guidance to Circle’s financial model risk management program, managing, mentoring, and coaching the team to ensure activities are carried out in line with Circle’s standards and regulatory expectations
Designing and enhancing Circle’s comprehensive, legal entity and product-specific financial risk management frameworks to integrate seamlessly into product launch, reserve management, and capital planning, stress testing and regulatory compliance
Collaborating with Business, Product, Finance, Legal, Compliance, and other relevant teams to ensure the cohesion of risk management activities and the integration of risk considerations into business strategies, product launches, and ongoing operations
Supporting financial risk governance by interacting with risk committees, and specialized risk working groups and providing high-quality risk reporting, insights, and recommendations
Leading structured regulatory gap assessments in response to evolving frameworks; strengthening risk policies and procedures; coordinating timely, high-quality responses to supervisory inquiries, and contributing to shaping industry standards and participation in industry forums
Qualification
Required
12+ years in financial risk management within management consulting and/or banking, leading engagement across risk types (e.g., market, credit, liquidity, and financial operations)
5+ years of experience managing and leading teams
Demonstrated extensive experience in leading analytical initiatives, developing tools for risk identification, measurement, and monitoring, including stress testing, scenario analysis, and machine learning solutions, utilizing large datasets to address complex challenges
Experience in credit risk model development: behavior/transition models (PD, LGD, transition matrix); knowledge of credit due diligence process, portfolio monitoring and loss forecast
Proven success moving GenAI solution from proof of concept to production with robust governance
Ability to translate complex regulatory requirements into scalable data, model, workflow design
Familiar with and had experience operating under the 'Three Lines of Defense' governance framework; familiar with risk and issue management and change control
Strong program management discipline in developing risk roadmap, OKR and KPIs
Experience leading large, cross-functional programs, collaborating with product, data science, and engineering teams
Exceptional communication and stakeholder management skills: synthesize analytics into clear narratives, secure regulatory alignment and drive decision-making with senior management; ability to operate across global teams and engage with executive leadership and risk committee/board-level stakeholders
Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development
Preferred
BS/BA in a quantitative, engineering or related field; advanced degree in analytics, finance, engineering or a similar discipline
Certified Financial Analyst (CFA) designation or Financial Risk Management (FRM) certification
Passionate about the stablecoin space and Circle's mission to build open, interoperable financial infrastructure
Experience/familiarity with Slack, Apple MacOS and GSuite
Company
Circle
Circle helps businesses and developers utilize stablecoins for payments and online commerce.
1001-5000 employees
H1B Sponsorship
Circle has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (32)
2024 (41)
2023 (43)
2022 (25)
2021 (4)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$2.44BKey Investors
ARK Investment ManagementCoinbaseAlameda Research
2025-11-19Post Ipo Secondary· $17.7M
2025-08-14Post Ipo Secondary· $1.04B
2025-08-14Post Ipo Equity· $260M
Leadership Team
Jared Favole
Chief of Staff to CEO
Jeremy Allaire
Co-Founder, Chairman and CEO
Recent News
Ledger Insights - blockchain for enterprise
2026-01-06
Company data provided by crunchbase