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PNC · 3 weeks ago

Portfolio Analytics & Strategy Manager - Balance Sheet Analytics & Modeling

IL - Chicago (60606)

Full-time

Onsite

Mid, Senior Level

$78K/yr - $163K/yr

5+ years exp

PNC is a prominent financial services institution focused on delivering exceptional customer experiences. The Portfolio Analytics & Strategy Manager will lead the development of credit decision strategies and manage complex datasets to enhance portfolio profitability and manage credit risk effectively.

BankingFinanceFinancial Services

No H1B

Responsibilities

Lead the development, optimization, and monitoring of credit decision strategies for consumer finance products, with a focus on credit cards; leverage segmentation, risk scoring, and performance analytics to drive portfolio profitability and manage credit risk

Manage and manipulate large, complex datasets containing credit decisioning and performance attributes; utilize advanced data coding and visualization tools (e.g., Python, Tableau, Excel, PowerPoint) to extract, analyze, and synthesize information for strategic decision-making

Demonstrate acumen for problem solving in the face of complex and unstructured information, applying analytical rigor to identify actionable insights and support business objectives

Communicate complex data and analysis in a clear, concise manner to various stakeholders—including senior leadership—to enable quick, informed decision-making across the organization

Lead and mentor a team executing multiple analytical projects simultaneously, fostering collaboration and ensuring high-quality deliverables in a fast-paced environment

Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes

Responsible for running complex business performance, risk and operational analytics

Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions

Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance

Establishes baselines for strategies and tracks actual performance to expectations

Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk

Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight

Understands and communicates regulatory and financial accounting impacts on the balance sheet to regulators and PNC control functions as appropriate

Interacts with regulators, internal audit, and management concerning credit portfolio analyses and credit risk appetite

Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies

Designs / enhances standard reporting suites for regular product / portfolio reviews

Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite

Qualification

Data AnalyticsCredit RiskModel DevelopmentPredictive AnalyticsPythonFinancial AnalysisQuantitative ModelsAnalytical ThinkingOperational RisksRisk AppetiteBanking ProductsBig Data ManagementBusiness AnalyticsMathematics of Financial InstrumentsPricing ModelsRegulatory Environment