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Amerant Bank · 1 day ago

Portfolio Management Officer II

Miramar, FL

Full-time

Onsite

Senior Level

5+ years exp

Amerant Bank is seeking a Portfolio Management Officer II to assist in maintaining credit quality and monitoring the assigned loan portfolio. The role involves providing support to Relationship Managers and ensuring adherence to credit policies while managing various portfolio-related tasks.

Financial Services

Responsibilities

Provide transactional support assisting Relationship Managers (RMs) with evaluating their viability and consistency with the Bank credit risk cultures. Activities include initial financial statement analysis, background checks, and identifying potential credit policy exceptions

Assist RMs with the creation of proposals, term sheets, and presentations for deal-screening process

Maintain clear understanding of the Bank’s credit programs and policy and its adherence

Assist RMs in collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Processing Unit, and Credit Risk to streamline processes and maintain accuracy of reports and credit quality of the portfolio. Reports to supervisor all deviation from credit programs and policy

Assist RMs in obtaining documentation to ensure conformity to credit underwriting policy of the bank. Gather, organize and send transactional information to the underwriting team. Work closely with Underwriting to gather any other additional information as required in an expeditious manner

Assist the RMs in ensuring that covenant tests and annual reviews are performed in a timely manner, including gathering the financial information required for existing credit relationships. Evaluate compliance with covenant test including assessment of potential risk rating changes (up or down) as deemed appropriate and raise any red flags in cases where deterioration of conditions is present

Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports. Reports to supervisor all portfolio issues and irregularities found in these reports and follow up to ensure actions are taken to address them

Conduct project site visits/inspections and report findings

Provide assistance in other areas within the department, as required, covering during vacation or absenteeism

Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues

Assist management with ongoing projects

Qualification

Credit analysisPortfolio managementBanking products knowledgeMicrosoft SuiteSQLSalesforceNCinoFIS IBSTime managementOrganizational skillsCommunication skills