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Ascendo Resources · 3 weeks ago

Senior Credit Analyst - Trade Finance

Miami, FL

Full-time

Hybrid

Mid, Senior Level

3+ years exp

Ascendo Resources is seeking a Credit Analyst to support the underwriting and credit approval process for international banking relationships. This role will focus on analyzing credit risk related to cross-border commercial lending, trade finance, and structured international transactions, primarily involving Latin America.

Human ResourcesStaffing Agency

Responsibilities

Underwrite and analyze credit requests for international clients, including:

Commercial & corporate loans

Trade finance products (letters of credit, standby LCs, import/export financing)

Working capital facilities and structured credit solutions

Perform detailed financial statement analysis (IFRS and US GAAP), cash flow modeling, and ratio analysis for foreign counterparties

Assess country risk, sovereign risk, FX exposure, and political/economic factors impacting cross-border transactions

Prepare comprehensive credit memorandums for Credit Committee, clearly outlining risks, litigants, and recommendations

Analyze collateral structures including guarantees, pledged deposits, trade-related instruments, and corporate support

Conduct ongoing credit monitoring, annual reviews, covenant compliance, and portfolio risk assessments

Work closely with Relationship Managers, Trade Finance, Operations, and Compliance to ensure transactions meet regulatory and internal credit standards

Ensure adherence to U.S. regulatory requirements, internal credit policies, and international banking best practices

Qualification

Credit analysisTrade finance productsFinancial modelingInternational banking experienceU.S. banking regulationsBilingual English/SpanishAnalytical skillsCredit writing skillsLatin American marketsAdvanced Excel skills