Commercial Property Underwriter, Insurance jobs in United States
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Lighthouse Risk · 5 days ago

Commercial Property Underwriter, Insurance

Lighthouse Risk is a fast-growing entrepreneurial company seeking a Commercial Property Underwriter to join their team in Dallas, TX. The role involves underwriting new and renewal business, managing broker relationships, and contributing to the profitable growth of the portfolio.

Insurance

Responsibilities

Assess, price, and underwrite commercial property submissions (E&S focus) within authority levels
Review exposures, loss history, and risk quality to recommend appropriate terms and conditions
Ensure adherence to underwriting guidelines and profitability objectives
Build and maintain strong working relationships with brokers (retail and wholesale)
Provide responsive, clear communication on submissions and appetite
Support business development through proactive broker outreach
Contribute to the achievement of team production and profitability goals
Identify opportunities for cross-sell and portfolio optimization
Monitor renewal retention and performance of assigned accounts
Partner with senior underwriters on larger or more complex risks
Share insights on market trends, pricing shifts, and competitor activity
Contribute to underwriting process improvements and adoption of tech tools

Qualification

Commercial property underwritingE&S market knowledgeAnalytical skillsUnderwriting systems proficiencyProfessional certificationMS Office proficiencyEntrepreneurial mindsetCommunication skillsRelationship-building

Required

2+ years of commercial property underwriting experience, preferably in the E&S market
Working knowledge of habitational, hospitality, or retail property risks
Strong analytical skills with the ability to assess and price risk accurately
Solid communication and relationship-building abilities
Entrepreneurial mindset with ability to thrive in a fast-paced, growth-oriented MGA
Proficiency with underwriting systems, rating tools, and MS Office suite
Must be able to successfully pass pre-employment (post-offer) drug screen and background check

Preferred

Bachelor's degree in Business, Finance, or related field
Professional certification in relevant field

Company

Lighthouse Risk

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Backed by leading capacity partners and powered by Franklin Street’s integrated real estate platform, Lighthouse combines proprietary data, advanced analytics, and underwriting expertise to deliver stable, profitable results across multifamily, retail, lessors’ risk, and hospitality classes.

Funding

Current Stage
Early Stage
Company data provided by crunchbase