Stock Yards Bank & Trust · 7 hours ago
CRA Mortgage Loan Officer - Louisville
Louisville, KY
Part-time
Onsite
Mid Level
3+ years expStock Yards Bank & Trust is a financial institution with a focus on serving low to moderate income areas. They are seeking a CRA Mortgage Loan Officer to sell residential mortgage loan products, primarily targeting borrowers in Jefferson County/Louisville MSA, while ensuring compliance with regulatory agencies and maintaining a strong network for business development.
Banking
Responsibilities
Supports the mission, vision and philosophy of the Bank. Complies with all organizational policies and procedures
Supports all functions that maintain compliance with regulatory agencies
Perform essential duties and responsibilities within designated market of Jefferson County/Louisville MSA with an emphasis on low to moderate income areas and borrowers
Work to achieve satisfactory CRA rating in designated market
Aggressively pursue contact with individuals, realtors, builders, non-profit organizations, and advocates, to expand network contacts and relationships to generate sales
Participate in business development activities outside of the office, such as realtor open houses, homebuyer seminars, financial literacy opportunities, church groups, trade shows, as well as community development activities
Engage in marketing and promotional activities, such as lunch and learn presentations to groups and membership in civic organizations in an effort to generate sales
Consult with customer to compile a fully completed loan application in order to meet compliance guidelines while negotiating terms and conditions
Collect, compile and analyze information for acceptability for approval for loan product
Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing
Work diligently with all of mortgage operations (Setup, Mortgage Compliance, Underwriters, Processors, and Closers) to facilitate a loan transaction
Create a collaborative partnership with your processor to ensure an efficient and expedient loan process
Expand partnerships as requested by the Director of Community Engagement and Outreach
Keep Regional Lending Sales Manager abreast of all CRA projects and strategies
Maintain up-to-date knowledge of FHA, VA, Fannie Mae and Freddie Mac conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites
Other duties as assigned by the Regional Lending Sales Manager
Qualification
Required
High school/GED education
3 to 5 years of outside sales experience with FHA, VA, and conventional lending
PC Literacy with 35 WPM typing skills
Professional appearance and demeanor
Ability to perform in high pressure situations
Excellent sales and communication skills, negotiating skills and assertiveness
NMLS
Preferred
College degree
Knowledge of basic underwriting guidelines
Benefits
401(K) with a company match of up to 6%
ESOP employer match
Medical insurance
Dental insurance
Vision insurance
Cancer/Disease insurance
Accident insurance
Flexible Spending Accounts
Flexible Savings Accounts
Health Savings Accounts
Bank paid Life/AD&D insurance
Voluntary Life/AD&D insurance
Bank paid Short-Term and Long-Term Disability insurance
Employee Stock Purchase Plan
Employee Assistance Program
Company
Stock Yards Bank & Trust
Stock Yards Bancorp, Inc., was incorporated in 1988 as a bank holding company.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
James "Ja" Hillebrand
CEO
Connie Grivois
Executive Assistant to the Chairman and CEO
Recent News
2023-11-21
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