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Kleberg Bank · 1 month ago

Credit Analyst Intern

Corpus Christi,TX,US

Internship

Onsite

Intern

Kleberg Bank, N.A. believes that the customer’s experience is our Brand. The Credit Analyst Intern will be responsible for reviewing and evaluating credit data for commercial loans, ensuring compliance with various regulations and analyzing financial data related to loan requests.

Financial ServicesVenture Capital

Responsibilities

Monitor existing loans to ensure complete conformity with terms

Spread financial statements and related information to financial spreadsheets and/or software programs for analysis

Analyze Accounts Receivable, Inventory and other collateral information to determine adequate collateral coverage for Asset Based loans

Analyze financial data related to new and renewal commercial or small business loan requests, including lines of credit, asset-based lines, equipment financing loans and/or commercial real estate loans

Conduct credit investigations and prepares credit approval reports and summarizes credit

Analyze a variety of commercial, small business, Small Business Administration guaranteed or real estate loan requests

Present facts and offers opinions to loan officers concerning applicant's credit worthiness

Comply with all Federal, State, and local consumer protection laws governing loan origination including the SAFE Act and SAFE Act registration and renewal rules as defined by the bank, if applicable

Demonstrate compliance with all bank regulations that apply to your position, and keep up to date on regulation changes

Maintain working knowledge of our policies and procedures regarding the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations that apply to your position

Qualification

Financial analysisAccounting knowledgeMicrosoft OfficeWritten communicationVerbal communication

Required

Must be a junior or senior currently enrolled at an accredited four-year college or university in a related major or have graduated within the last six months

Basic financial skills including accounting and financial statement spreading

Cash flow analysis skills a plus

Strong written and verbal communications skills

Must have completed basic accounting class(es) acquired through an accredited university or college

Excellent written and verbal communication skills

Working Knowledge of Microsoft Office Products Required