TD · 1 day ago
ORM Lead Business Insights Specialist, Stress Testing & Scenario Analysis
Mount Laurel, NJ
Full-time
Onsite
Mid, Senior Level
$122K/yr - $200K/yr
5+ years expTD is one of the world's leading global financial institutions, and they are seeking an ORM Lead Business Insights Specialist to lead their stress testing and scenario analysis program. This role involves executing advanced quantitative modeling, managing regulatory governance, and providing analytical support to drive business growth.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Lead the end-to-end delivery of the ORM Stress Testing Program, ensuring all regulatory requirements for operational risk losses and capital are met within required timelines
Manage the execution of: US Regulatory: Dodd-Frank Act Stress Testing (DFAST) and Comprehensive Capital Analysis and Review (CCAR). Canadian Regulatory: OSFI Macro Stress Test (MST). Internal: Annual Enterprise-wide Stress Test (EWST) and ad-hoc requests
Lead the development and implementation of the Scenario Analysis program, ensuring alignment with enterprise standards and regulatory requirements
Aid in the development and execution of the methodology, procedures, and documentation for operational risk stress testing programs
Partner extensively with key stakeholders to ensure program success, including Model Development and Model Validation, ORM Internal Loss Event Data team, Enterprise Capital Stress Testing, US CCAR Governance team, Finance, Regulators, and External Consultants
Utilize Python to handle large datasets and apply modeling techniques such as Loss Distribution Approach (LDA), Regression Modeling, and Scenario Analysis to forecast losses
Design and deploy Power Automate flows to streamline data collection from stakeholders (e.g., Scenario Analysis workshops) and automate approval workflows
Build and maintain Power BI dashboards to visualize stress test results and scenario impacts for senior management and the US CCAR Governance team
Qualification
Required
Ability to execute advanced quantitative modeling along with managing high-stakes regulatory governance
Acts as an advisor to business leaders and stakeholders
Provides comprehensive analytical support, interpretation of complex data, BI or analytics outcomes to generate multidimensional insights that drive business growth and value
Works in partnership with business leaders to present or generate appropriate insights including the delivery of supporting collateral and/or presentations
Generally accountable for a significant business or area that has cross business or enterprise-wide impact or accountability
Enterprise domain/functional and deep specialized knowledge at the enterprise, business, regulatory and industry levels
Undertakes and completes a variety of complex initiatives requiring seasoned specialist knowledge and/or the integration of cross functional processes
Typically deals with senior/executive management
Focuses on longer-range planning for functional area (e.g. 12 months or greater)
May manage and prioritize multiple projects at a given time
May interact with any hierarchy level up to executive leaders and external vendors
Lead the end-to-end delivery of the ORM Stress Testing Program, ensuring all regulatory requirements for operational risk losses and capital are met within required timelines
Manage the execution of US Regulatory: Dodd-Frank Act Stress Testing (DFAST) and Comprehensive Capital Analysis and Review (CCAR)
Manage the execution of Canadian Regulatory: OSFI Macro Stress Test (MST)
Manage the execution of Internal: Annual Enterprise-wide Stress Test (EWST) and ad-hoc requests
Lead the development and implementation of the Scenario Analysis program, ensuring alignment with enterprise standards and regulatory requirements
Aid in the development and execution of the methodology, procedures, and documentation for operational risk stress testing programs
Partner extensively with key stakeholders to ensure program success, including Model Development and Model Validation, ORM Internal Loss Event Data team, Enterprise Capital Stress Testing, US CCAR Governance team, Finance, Regulators, and External Consultants
Utilize Python to handle large datasets and apply modeling techniques such as Loss Distribution Approach (LDA), Regression Modeling, and Scenario Analysis to forecast losses
Design and deploy Power Automate flows to streamline data collection from stakeholders (e.g., Scenario Analysis workshops) and automate approval workflows
Build and maintain Power BI dashboards to visualize stress test results and scenario impacts for senior management and the US CCAR Governance team
Preferred
5+ years of experience in stress testing (CCAR/DFAST), operational risk modeling, or capital planning
Experience with OSFI (Canada) regulatory requirements is a strong asset, in addition to US Fed requirements
Master's degree in a quantitative discipline (Finance, Statistics, Economics, Data Science)
Proficient in data manipulation (Pandas) and statistical modeling
Advanced skills in Power BI (reporting) and Power Automate (workflow optimization)
Deep understanding of operational risk capital methodologies (LDA, Monte Carlo, Frequency/Severity modeling)
Proven ability to manage regulatory relationships and defend methodologies to Model Validation and Audit
Strong leadership skills to oversee a focused team of professionals
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD).
10001+ employees
H1B Sponsorship
TD has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2022 (1)
2020 (6)
Funding
Current Stage
Late StageTotal Funding
$65MKey Investors
U.S. Department of the Treasury
2023-10-03Grant· $65M
Leadership Team
Brian Jacobson
Chief of Staff to the CEO, TD Bank, America's Most Convenient Bank
F
Foster Glenn
Senior Vice President Technology and Data Risk Management
Recent News
2026-01-06
2026-01-03
Maryland Daily Record
2026-01-03
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