Senior Staff Engineer, Lending Finance jobs in United States
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SoFi · 1 day ago

Senior Staff Engineer, Lending Finance

SoFi is a next-generation financial services company and national bank focused on transforming personal finance. They are seeking a Senior Staff Software Engineer to build and support the Lending Finance Platform, collaborating with various teams to deliver scalable systems and impactful solutions.

CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
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H1B Sponsor Likelynote

Responsibilities

Write production-grade, scalable backend code using Java, Kotlin, Spring Boot, and modern frameworks
Debug and resolve complex systems issues in high-scale, real-time services
Develop APIs, services, and platform infrastructure that support loan servicing, payment schedules, and operational workflows
Drive hands-on delivery of critical projects like schedule generation, batching frameworks, and testing infrastructure
Architect platform-level services and improve systems for resilience, observability, and extensibility
Make high-leverage engineering decisions that balance speed, quality, and maintainability
Raise the bar on engineering quality through hands-on contributions, design reviews, and technical mentorship
Partner with product, design, operations, and other engineering teams to build solutions that deliver business value and customer impact
Contribute to cross-functional platform efforts (e.g., onboarding, credit bureau reporting, collections APIs)
Drive alignment on technical strategy and execution, with strong written and verbal communication

Qualification

JavaKotlinSpring BootPostgreSQLAWSReactKafkaDockerKubernetesTerraformCI/CDTechnical LeadershipMentorshipCommunication SkillsInterpersonal Skills

Required

Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field
8+ years experience as a software engineer, designing and implementing complex software solutions
Experience with React / Java / Spring / Kotlin / PostgreSQL / AWS. Expertise with any modern Java frameworks, REST APIs, and relational databases
Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications
Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration
Excellent communication and interpersonal skills, with the ability to effectively communicate technical concepts to diverse audiences
Experience with Kafka, Docker, Kubernetes, Spring Boot, cloud infrastructure, Terraform and CI/CD

Preferred

Experience in financial services or fintech (loan servicing, payments, interest calculations, credit reporting, etc.)
Experience with Temporal, Kubernetes, Docker, Terraform, and CI/CD tooling
Exposure to data analytics or machine learning platforms
Familiarity with front-end technologies such as React, Scala, or Flutter

Company

SoFi is a finance company that offers a range of lending and wealth management services.

H1B Sponsorship

SoFi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (213)
2024 (117)
2023 (131)
2022 (118)
2021 (81)
2020 (42)

Funding

Current Stage
Public Company
Total Funding
$12.25B
Key Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B

Leadership Team

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Anthony Noto
CEO
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Jeremy Rishel
Chief Technology Officer
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Company data provided by crunchbase