TD · 1 month ago
Risk Portfolio Analyst III (US)
Jacksonville, Florida
Full-time
Hybrid
Mid, Senior Level
$69K/yr - $103K/yr
7+ years expTD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. The Risk Portfolio Analyst III will manage complex analytical initiatives, oversee retail credit portfolio analysis, and mentor junior analysts while ensuring compliance and effective risk management across the organization.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Performs functions noted for Risk Portfolio Analyst II
Manages complex analytical initiatives and interacts with TDCT Risk and Retail Lending lines of businesses
Works independently and interacts with internal/external accountants, auditors and bank regulators
Directs credit activities relating to risk exposure, credit policy, and credit underwriting changes to Senior Money-out Executives
Mentors junior level analysts
Oversees the retail credit portfolio analysis in support of financial, regulatory and risk management requirements
Provides guidance and assists staff with most complex aspects of work as necessary
Shares knowledge with others in the group
Contributes to and supports achievement of department/business unit goals
Acts as subject matter expert in assisting the Manager of Risk Analytics during the analysis for the US Allowance for Loan and Lease Losses (ALLL) for the Retail Credit Portfolios
Acts as a lead in other risk management related duties or special projects and performs additional duties as necessary
Exercises independent judgment by displaying and reaching conclusions on the most complex portfolio issues as well as assumes accountability for high quality recommendations regarding the credit portfolio
Supports results of analytical initiatives on portfolio modeling (including Basel), Stress Testing, migration analysis, and Allowance for Loan and Lease Losses (ALLL)
Develops analytical white papers for assigned portfolio considering current economic environments
Forecasts impact to assigned portfolio
Determines risk exposure, mitigation, and controls for new products, marketing campaigns, and expansion of existing programs
Establishes oversight of business lines compliance/risk controls and periodically evaluates risk mitigation efforts to make adjustments as risk/department influences change
Ensures TD Bank maintains successful audits and exams within all areas
Qualification
Required
Bachelor's degree required
7 Years of related experience
Strong PC skills including proficiency in a variety of PC-based analytical and reporting software packages
In depth knowledge of portfolio analysis techniques and processes
Extensive analytical skills and practical knowledge of descriptive statistics
Excellent research skills required for industry analysis
Excellent written and verbal communication skills
Experienced in presenting to Senior Executives and Board of Directors
Preferred
Graduate Degree preferred or progressive work experience in addition to experience below
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD).
10001+ employees
H1B Sponsorship
TD has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2022 (1)
2020 (6)
Funding
Current Stage
Late StageTotal Funding
$65MKey Investors
U.S. Department of the Treasury
2023-10-03Grant· $65M
Leadership Team
Brian Jacobson
Chief of Staff to the CEO, TD Bank, America's Most Convenient Bank
F
Foster Glenn
SVP, Chief Information Security Officer
Recent News
2026-01-11
Winnipeg Free Press
2026-01-09
2026-01-06
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