Institution for Savings · 1 month ago
Residential Mortgage Originator
Newburyport, MA, US
Full-time
Onsite
Mid, Senior Level
5+ years expInstitution for Savings is seeking a Residential Mortgage Originator to join their lending team. The role involves generating residential mortgage loans through business development, community engagement, and providing exceptional customer service.
Financial ServicesVenture Capital
Responsibilities
Request property appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant’s evaluation
Analyze applicant’s financial status, credit, and property evaluation to determine feasibility of granting loans and/or submits applications to credit analyst for verification and recommendations
Corresponds with or interviews applicants or creditors to resolve questions regarding applicant information
Compile loan packages and facilitate negotiations with applicants pursuant to Bank standards, including fees, loan repayment options and other credit terms
Ensures loan agreements are complete and accurate according to policy
Assures timely loan closing and funding activities
Promotes and cross-sells other bank products and services as appropriate to customer
Qualification
Required
a minimum of five years demonstrated successful work-related experience in all aspects of residential lending including secondary market
Fluent in Spanish with excellent communication skills, both written and verbal
Effective interviewing and presentation skills
Strong analytical and quantitative skills and proven problem-solving ability
Highly motivated, goal-oriented, and able to work independently
Utilizes strong organization skills to perform and prioritize a high volume of tasks simultaneously
Consistently achieves goals and meets strict deadlines while maintaining excellent attention to context, substance and detail
Embraces the team-oriented culture and works collaboratively across the Bank to support the Bank's strategic growth plans
NMLS registration required
Valid driver's licenses and willingness to travel locally for meetings, events, etc
Microsoft Excel and Microsoft Word experience required
Preferred
Bachelor's degree preferred
Knowledge of Encompass and Jack Henry software preferred but not required
Benefits
Fully paid medical, dental and vision insurance
Dollar-for-dollar 401(k) match up to 10%
Life insurance
Disability plan
Pension plan after 2 years of service
Generous vacation and paid-time off
Company
Institution for Savings
Institution for Savings is a mutual savings bank based in Massachusetts.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Thomas Hopp
Senior Vice President/Chief Information Officer
Company data provided by crunchbase