USALLIANCE Financial ยท 4 hours ago
Product Strategy Analyst
USALLIANCE Financial is committed to innovation and teamwork, providing a supportive environment for growth. The Product Strategy Analyst will analyze competitive trends, collaborate with various teams, and drive data-driven strategies to enhance deposit products and support organizational objectives.
BankingCredit CardsFinancial Services
Responsibilities
Analyze trends in membership growth, deposit flows, and service execution and make recommendations for deposit product or feature enhancements
Use financial tools to measure, monitor, and forecast interest and non-interest expenses attributed to deposit products and to support planning and decision-making
Monitor competitors and market trends to identify competitive strengths, weaknesses, and opportunities for deposit product improvement and growth
Collaborate with cross-functional service and technical teams to implement product feature changes, focusing on target demographic needs, product feature benchmarking, service delivery, and profitability
Contribute to the preparation of the monthly cash flow forecast report by analyzing and projecting deposit flows and month-end balances
Assist in preparing monthly financial reports for senior management and the board of directors
Remain current with applicable laws and regulations to ensure ongoing compliance
Qualification
Required
Must have minimum of 4 years of product analyst or related experience
Bachelor's degree in accounting, finance, or a related field
Experience in financial analysis, preferably in the financial services sector
Proven ability to extract data, build reports, and interpret results
Analytical and problem-solving skills, with demonstrated capability to analyze complex data sets and derive actionable insights
Communication and presentation skills, with proficiency in conveying complex information clearly and concisely
Proficiency in financial and data analysis tools, such as Microsoft Excel
Familiarity with financial industry regulations and compliance standards
Preferred
SQL is a bonus
A passion for digital innovation and a strong desire to make a meaningful impact on the future of finance
Benefits
Opportunities for professional development and career growth
Hybrid Schedule (min 3 days in office to maximize collaboration)
A collaborative and inclusive work environment
Paid Time Off, Wellness Time & Paid Federal holidays
401K with 6% match
High Performance Culture