BankPlus · 1 month ago
Credit Officer - Ridgeland, MS
Ridgeland, MS, USA
Full-time
Onsite
Senior Level, Lead/Staff
15+ years expBankPlus is a high-performing TEAM committed to fulfilling promises and building lasting relationships. The Credit Officer is responsible for ensuring loan requests meet strong loan quality standards and comply with regulations, while also administering letters of credit and various Credit Administration functions.
BankingFinancial ServicesVenture Capital
Responsibilities
Responsible for reviewing commercial, commercial real estate, agriculture, and any other loan packages presented by loan officers or the line of business to ensure comprehensive underwriting, proper structure, appropriate administration, prudent risk mitigation, adherence to Loan Policy, compliance with rules and regulations, and accurate overall risk assessment
Prior to loan approval, this officer will discuss relevant issues with loan officers, Banking Center Presidents, Senior Lenders, and/or Line of Business Chiefs to clarify and/or resolve issues or concerns identified in their review
Assist the Chief Credit Officer in the review, revision, interpretation, and application of the Loan Policy
Prepare detailed credit reports and present findings to senior management
Monitor existing credit portfolios, conduct periodic reviews, and observe market trends that may impact credit quality
Collaborate with cross-functional teams to establish risk thresholds and limits and ensure compliance with regulatory standards
Assists with annual examinations/audits both internal and external
Assists with training
Maintain a thorough knowledge of Bank products, services, policies, procedures, and appropriate regulatory issues as related to daily job functions including but not limited to: Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E, etc. Complete required compliance training and adhere to the Bank’s standard of conduct
Participation in the bank’s High-Performance Rewards Connections program by making referrals
Makes referrals to the Mortgage Center and Wealth Management
Perform other duties as requested
Qualification
Required
Maintains current knowledge of banking rules and regulations
Maintains current knowledge of banking procedures
Highly developed analytical skills, including global cash flow
Ability to solve problems quickly and make sound decisions
Attention to detail
Highly motivated
Works well in team environment building relationships across the organization
Outstanding customer service
Ability to effectively prioritize multiple tasks
Excellent verbal and written communication skills as well as excellent listening skills
General computer and typing experience with Microsoft Office Suite, to include Excel, Word, and Outlook
Driving, and occasional travel, as needed for business purpose
Extensive reading and computer usage
Work outside of regular business hours, as deemed necessary
Preferred
Bachelor's Degree in finance or accounting preferred
At least 15 years of experience in lending, credit, loan review or a combination thereof, with CRE or commercial loan production experience for large, complex loans, preferable
Prior experience as a commercial real estate or commercial credit officer preferred
Company
BankPlus
BankPlus is a banking firm that provides retail banking, investment, and lending services.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$2.48MKey Investors
Community Development Financial Institutions Fund
2023-04-10Grant· $2.48M
Leadership Team
Alison Tyler
Executive Vice President & Chief Human Resources Officer
Gabe Baldwin
Executive Vice President, Chief Community Banking Officer, President - BankPlus Mortgage
Recent News
New Orleans CityBusiness
2025-12-10
2025-11-11
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