RNB State Bank · 1 month ago
Mortgage Loan Administrator
Longmont,CO,US
Full-time
Onsite
Mid Level
$47K/yr - $71K/yr
3+ years expRNB State Bank is a locally managed independent community bank offering personalized banking services. The Mortgage Loan Administrator will play a key role in the origination of residential real estate loan products, ensuring quick and efficient processing while maintaining compliance with regulations.
Banking
Responsibilities
Serve as subject matter expert for all 1-4 units residential real estate products, assisting Officers with the vetting of potential customers
Assist the Mortgage Origination Manager with the continued maintenance of residential real estate related technology platforms
Review loan application files for accuracy and completeness, including a pre-underwriting review process
Responsible for issuing TRID documents as well as closing documents
Validate and verify loan application data related to assets, liabilities, income, debts, employment, etc
Submit loan applications to underwriting
Order applicable documents from third party vendors, i.e. hazard insurance, HOA documents, title documents, etc
Assist in mortgage loan pipeline management, including, but not limited to, tracking regulatory deadlines, status of each application within the origination process, ordering of appraisals, closing date, etc
Process rate lock requests
Assist in overseeing multiple loan files within the closing pipeline
Assure all Federal & State regulations are adhered to
Update information in the loan operating system
Assist in the coordination among all parties in the mortgage lending process
Master the Bank’s loan operating system
Communicate with and facilitate processes and parties in the origination process
Operate within a team environment and effectively communicate with customers, lenders, processors, closers and underwriters
Maintain a high level of customer satisfaction. (internal/external)
Provide new Bank Officers with training on mortgage processes and procedures
Performs all other duties as assigned
Qualification
Required
3+ years Mortgage Loan Administration experience required
Ability to understand complicated situations and communicate them in a succinct and efficient manner
Must be fluent (reading/writing/speaking) in English
Ability to work with mathematical concepts such as fractions, ratios, percentage, basis points, and proportions
Ability to define problems, collect data, establish facts and draw valid conclusions
Able to adjust quickly to different work situations; remain composed under pressure and in stressful situations
Team player who must embrace change and see change as opportunity
Must be willing to express and support management's ideas to affected staff
To perform this job successfully, an individual must have the ability to adapt to new technological systems such as an LOS, a POS, and various investor portals
Existing NMLS registration
Preferred
A bachelor's degree in a financial services related field is preferred
The ability to read, write, and speak Spanish is preferred but not required
Knowledge of Word and Excel is preferred but not required
Benefits
401(k) Profit Sharing Plan
401(k) Matching
Medical, Dental and Vision Insurance
Heath Savings Account with company contribution
Employer paid Life/LTD
AD&D Insurance
Paid Vacation, Sick and Holiday time
Flexible Spending Account
Professional Development Resources/Tuition Reimbursement
Employee Assistance Program
An annual bonus may be paid to eligible employees based on organization & individual performance.
Standard Bank benefits package
Company
RNB State Bank
We are an independent, community-centered bank, operating in southern Wyoming. Our branch locations include Rawlins, Saratoga and Hanna, WY.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Mike Jacobs
Chief Retail Officer
Company data provided by crunchbase