Bank of America · 6 hours ago
Community Lending Officer - Albemarle Road
Charlotte, NC
Full-time
Onsite
Mid LevelBank of America is committed to helping make financial lives better through every connection. The Community Lending Officer is responsible for managing consumer mortgage referrals for Low to Moderate Income clients, originating transactions, and providing home buyer education.
Asset ManagementBankingFinanceFinancial ServicesFinTech
Responsibilities
Originates loans from multiple internal and external referral sources
Understands the local Affordable Housing Market, Housing Assistance Programs, and experience, providing thoughtful lending solutions and guidance to Low to Moderate Income and First Time Homebuyers
Achieves production goals as defined by the business
Maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities
Provides exceptional customer service including maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements
Conducts monthly Home Buyer Workshops and Business Development meetings
Qualification
Required
High School Diploma / GED / Secondary School or equivalent
SAFE Act registration requirements
Ability to manage end-to-end consumer mortgage referral requests primarily for Low to Moderate Income (LMI) clients in underserved markets
Experience in connecting with internal and external centers of influence to originate mortgage transactions
Ability to identify relationship deepening opportunities with clients
Facilitate the loan process from application to close
Provide home buyer education via workshops
Contact clients and partners virtually or in-person
Understand the local Affordable Housing Market and Housing Assistance Programs
Achieve production goals as defined by the business
Maintain a quality network of business relationships for referrals
Provide exceptional customer service
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements
Conduct monthly Home Buyer Workshops and Business Development meetings
Client Management
Customer and Client Focus
Loan Structuring
Oral Communications
Referral Management
Credit Documentation Requirements
Learning Delivery
Presentation Skills
Prospecting
Written Communications
Active Listening
Business Development
Credit and Risk Assessment
Data Collection and Entry
Pipeline Management
Company
Bank of America
Bank of America is a financial institution that offers credit cards, home loans, and auto loan services.
Founded in 1998
10001+ employees
H1B Sponsorship
Bank of America has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (780)
2024 (546)
2023 (590)
2022 (759)
2021 (715)
2020 (931)
Funding
Current Stage
Public CompanyTotal Funding
$3.59BKey Investors
Berkshire Hathaway
2025-02-20Post Ipo Debt· $386.79M
2024-11-26Post Ipo Debt· $2B
2020-07-28Post Ipo Equity· $400M
Leadership Team
Charissa Messer
Senior Vice President, Creative Agency Executive (Enterprise Creative Solutions)
Rami Salem
SVP Strategic Competitive Intelligence
Recent News
Maryland Daily Record
2026-01-25
2026-01-24
Daily Herald
2026-01-24
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