Bank of America · 3 hours ago
Community Lending Officer - Mira Vista
Richmond, CA
Full-time
Onsite
Entry, Mid Level
2+ years expBank of America is committed to helping make financial lives better through every connection. The Community Lending Officer is responsible for managing consumer mortgage referral requests for Low to Moderate Income clients, originating transactions, and facilitating the loan process while providing home buyer education and maintaining relationships with clients and partners.
Asset ManagementBankingFinanceFinancial ServicesFinTech
Responsibilities
Originates loans from multiple internal and external referral sources
Understands the local Affordable Housing Market, Housing Assistance Programs, and experience, providing thoughtful lending solutions and guidance to Low to Moderate Income and First Time Homebuyers
Achieves production goals as defined by the business
Maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities
Provides exceptional customer service including maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements
Conducts monthly Home Buyer Workshops and Business Development meetings
Qualification
Required
2+ years of experience in loan originations and/or home buyer education
Knowledge of conventional and/or government guidelines as well as affordable mortgage products and programs
Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending
Ability to organize and deliver Home Buyer Workshop presentations
Knowledge of community housing counseling agencies
Knowledge of community grant / downpayment programs
Strong written and verbal communications skills
Self-motivated and highly organized
Ability to prioritize multiple competing tasks
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
Preferred
Experience in first mortgage and HELOC
Familiar with FHA and HUD guidelines
Knowledge of local competition product offerings and real estate market dynamics
Strong computer skills, including Microsoft applications and previous experience using laptop technology for client communication purposes including accessing rate, credit and loan status information
Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Ability to analyze and comprehend complex financial data and provide appropriate financial solutions
Professional and effective interpersonal skills
Company
Bank of America
Bank of America is a financial institution that offers credit cards, home loans, and auto loan services.
10001+ employees
H1B Sponsorship
Bank of America has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (780)
2024 (546)
2023 (590)
2022 (759)
2021 (715)
2020 (931)
Funding
Current Stage
Public CompanyTotal Funding
$3.59BKey Investors
Berkshire Hathaway
2025-02-20Post Ipo Debt· $386.79M
2024-11-26Post Ipo Debt· $2B
2020-07-28Post Ipo Equity· $400M
Leadership Team
Charissa Messer
Senior Vice President, Creative Agency Executive (Enterprise Creative Solutions)
Rami Salem
SVP Strategic Competitive Intelligence
Recent News
2025-12-30
bloomberglaw.com
2025-12-30
2025-12-29
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