OneMain Financial · 2 weeks ago
Manager, Fair Lending and Analysis
Wilmington, DE
Full-time
Hybrid
Mid, Senior Level
5+ years expOneMain Financial is a leader in offering nonprime customers responsible access to credit. They are seeking a Manager of Fair Lending Analysis to develop and improve their Quantitative Fair Lending program, ensuring compliance and mitigating risks across their consumer credit portfolio.
CreditFinanceFinancial ServicesInsuranceWealth Management
Responsibilities
Own, enhance, implement, and maintain the OneMain’s Fair Lending Analytics Program, ensuring appropriate Fair Lending statistical analyses are conducted accurately and timely to mitigate fair lending risk across our products
Collaborate across multidisciplinary teams - Legal & Compliance, Data Science, Model Risk Management and Operations
Proactively learn business model changes including various underwriting and pricing strategies that could introduce fair lending risk across customer life cycle from customer acquisition to servicing
Use various statistical techniques like regression and classification tests to report on potential risk areas and perform statistical deep dives to enhance analysis
Build metrics around both statistical and practical significance by building compelling analytical arguments and statistical models
Draft clear and concise reports of the results of ongoing monitoring and special assessment projects and present results to Compliance organization
Provide consulting services to business partners on issues involving identification of realized and emerging fair lending risks
Qualification
Required
Masters degree in a quantitative field required
5+ years' experience in statistics, data science, decision science, or a related quantitative field
3+ years experience building statistical models in consumer finance industry
3+ years experience with fair lending-related testing, including the following techniques: BISG algorithm, Feature/variable proxy testing, Shapley or related model proxy testing, Statistical significance model proxy testing
Knowledge of consumer lending products and practices
Working knowledge of machine learning models, specifically tree models like XGboost
Excellent analytical and deep dive skills using data analysis and model building
Strong ability to create new statistical procedures and metrics to address business problems
Strong ability to communicate effectively with colleagues with varying degrees of technical analytics knowledge and experience
Strong idea generation and deep-thinking skills with interest in R & D
Proficient in Python/SAS, SQL and general database skills
Benefits
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
Company
OneMain Financial
OneMain Financial has been offering responsible and transparent loans for over 100 years.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$2.9B2025-03-13Post Ipo Debt· $600M
2024-11-04Post Ipo Debt· $900M
2018-01-04Post Ipo Secondary· $1.4B
Leadership Team
Doug Shulman
Chairman and Chief Executive Officer
Recent News
2026-01-13
2025-11-08
2025-10-29
Company data provided by crunchbase