Apply on Employer Site

MidFirst Bank · 1 day ago

Credit Underwriter - Houston

Houston, TX

Full-time

Onsite

Mid, Senior Level

3+ years exp

MidFirst Bank is focused on facilitating loan growth while maintaining credit quality in their corporate C&I loan portfolio. The Credit Underwriter role involves complex data analysis and supports lending officers in decision-making processes and customer interactions.

BankingVenture Capital

Responsibilities

Utilize skilled judgement on business entities and individuals to summarize their financial condition, performance, cash flow, trends, projections and risks

Analyze proposed collateral positions on a variety of assets including, but not limited to, working capital lines of credit and owner occupied real estate

Complete Credit Memorandums for loan approvals incorporating quantitative and qualitative financial analysis along with identifying key strengths and credit risks of a proposed credit

Develop an understanding of MidFirst Bank credit policy to recognize and mitigate risks on new and existing transactions

Assist Loan Officers in completing reports used by senior management in the loan monitoring and decision making process

Gather, examine and present information in a concise and meaningful manner and offer thoughts concerning credit-worthiness and loan structure

Use effective communication skills to work collaboratively with both loan officers and credit managers

Act as a mentor for junior analysts

Qualification

Commercial bank underwritingFinancial analysisMicrosoft OfficeMoody’s softwareInvestor real estate underwritingCommunication skillsTeam-orientedResults-drivenMentoring