S&T Bank · 3 months ago
Senior Financial Intelligence Group Investigator I
Hilliard
Full-time
Hybrid
Mid, Senior Level
$36K/yr - $77K/yr
2+ years expS&T Bank is seeking a Senior Financial Intelligence Group Investigator I to assist in ensuring compliance with federal and state laws related to financial crimes. The role involves conducting investigations, analyzing suspicious activities, and developing monitoring programs to mitigate risks associated with money laundering and terrorist financing.
BankingFinancial ServicesWealth Management
Responsibilities
Maintains and uses knowledge and understanding of relevant laws, rules, regulations, policies, and procedures that apply to position responsibilities. In addition, maintains knowledge of current money laundering, terrorist financing, and other financial crime methodologies and emerging trends
Conduct enhanced due diligence (EDD) investigations on high-risk customers and high-risk geographies or industries
Review and analyze customer identification documents, business structures, and sources of wealth/funds information
Provides guidance to FIG Investigators on issues such as department procedures and acquisition of information and data in conducting investigations
Researches, analyzes, and investigates suspicious activity cases involving money laundering, terrorist financing, and other financial crimes in accordance with S&T’s corporate policies and procedures and Federal regulations. Collects, evaluates, and analyzes pertinent information from other business units and external sources on suspicious activity. Prepares financial analysis of account activity on cases for submission to law enforcement agencies
Assists in the development and execution of monitoring programs to identify risk, including control assessments, as directed. Assists the FIGO, and Financial Intelligence Group Senior Coordinator – High Risk Customer Team in communicating and ensuring corrective actions are taken for any identified procedural or training weakness in an effort to preclude regulatory violations
Assists in the identification of risk considering the size, level, and complexity of the Bank’s operations; financial product and service offerings; and their delivery systems. Assists in ensuring that a seamless corporate-wide Fraud and Anti-Money Laundering (FRAML) process is in place that appropriately contains first and second lines of defense/control to prevent, detect, and mitigate financial crime risk. Such risk includes detecting, reporting, and recovering significant funds and working closely with the Security Department for security/information incidents
Works with Business Units to ensure that FRAML-related compliance requirements and monitoring controls are included in business processes
Assists the Financial Intelligence Group Senior Coordinator – High Risk Customer Team in providing targeted training to Bank staff for suspicious activity red flags, including but not limited to money laundering, terrorist financing, and other financial crimes
Assists regulatory examiners and auditors during exams and audits as requested by department management
Provides second-level review of SARs prepared by other FIG Investigators
Assists in developing accurate reports that will be reviewed by senior management and management committees as assigned to identify AML/CFT and fraud-related trends and patterns to further mitigate risk
Applies knowledge of regulatory guidelines and industry best practices in making recommendations to mitigate AML/CFT and financial crime risk
Effectively uses computer tools including automated software monitoring applications in performing monitoring and reporting activities
Exercises a high-level of accuracy, initiative, interpersonal skills, and confidentiality while performing tasks in order to contribute to the success of the department and the organization
Maintains a good working relationship with all S&T employees and adheres to S&T’s Contributes. Demonstrates the ability to work independently and works as a team player to contribute to the success of the department and, in turn, the organization
Performs additional duties as required
Qualification
Required
Requires a four-year college degree or equivalent in Business, Legal Studies, Law Enforcement, or related major, plus specialized training or equivalent experience
Responsible for possessing comprehensive specialized education on federal laws, regulations, and policies related to the BSA, AML rules, USA PATRIOT Act, OFAC, suspicious activity, Federal/state crimes, and any related compliance regulation
Requires two to five years of specialized experience in AML, KYC, EDD, or a financial crime-related field or five plus years of generalized experience
Obtains and maintains the Certified Anti-Money Laundering Specialist designation or suitable equivalent(s)
Maintains and uses knowledge and understanding of relevant laws, rules, regulations, policies, and procedures that apply to position responsibilities
Conduct enhanced due diligence (EDD) investigations on high-risk customers and high-risk geographies or industries
Review and analyze customer identification documents, business structures, and sources of wealth/funds information
Provides guidance to FIG Investigators on issues such as department procedures and acquisition of information and data in conducting investigations
Researches, analyzes, and investigates suspicious activity cases involving money laundering, terrorist financing, and other financial crimes in accordance with S&T's corporate policies and procedures and Federal regulations
Collects, evaluates, and analyzes pertinent information from other business units and external sources on suspicious activity
Prepares financial analysis of account activity on cases for submission to law enforcement agencies
Assists in the development and execution of monitoring programs to identify risk, including control assessments, as directed
Assists the FIGO, and Financial Intelligence Group Senior Coordinator – High Risk Customer Team in communicating and ensuring corrective actions are taken for any identified procedural or training weakness
Assists in the identification of risk considering the size, level, and complexity of the Bank's operations; financial product and service offerings; and their delivery systems
Works with Business Units to ensure that FRAML-related compliance requirements and monitoring controls are included in business processes
Assists the Financial Intelligence Group Senior Coordinator – High Risk Customer Team in providing targeted training to Bank staff for suspicious activity red flags
Assists regulatory examiners and auditors during exams and audits as requested by department management
Provides second-level review of SARs prepared by other FIG Investigators
Assists in developing accurate reports that will be reviewed by senior management and management committees as assigned
Applies knowledge of regulatory guidelines and industry best practices in making recommendations to mitigate AML/CFT and financial crime risk
Effectively uses computer tools including automated software monitoring applications in performing monitoring and reporting activities
Exercises a high-level of accuracy, initiative, interpersonal skills, and confidentiality while performing tasks
Maintains a good working relationship with all S&T employees and adheres to S&T's Contributes
Demonstrates the ability to work independently and works as a team player to contribute to the success of the department and the organization
Preferred
Prefers CAMS designation from ACAMS
Company
S&T Bank
S&T Bank was founded in 1902 as “Savings & Trust Company of Indiana” with a single location in Indiana, Pennsylvania.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1992-04-24IPO
Leadership Team
Chris McComish
Chief Executive Officer
Bill Kametz
Executive Vice President, Deputy Chief Credit Officer
Recent News
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