Jumbo/Non-QM Underwriter jobs in United States
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Cornerstone Capital Bank ยท 4 weeks ago

Jumbo/Non-QM Underwriter

positionBozeman, MT
timeFull-time
remoteOnsite
senioritySenior Level
date5+ years exp

Cornerstone Capital Bank is a national home lender known for exceptional service and employee satisfaction. They are looking for a Jumbo/Non-QM Underwriter to manage underwriting processes, ensure compliance, and evaluate loan conditions while maintaining strong communication with stakeholders.

Financial Services

Responsibilities

Due Diligence Underwriting
Ability to analyze the underwriting of Jumbo and Non-Agency mortgage loans in a timely manner for completeness and compliance guidelines and approved Seller variances
Use of manual underwriting requires strong attention to detail
Manage loan conditions from credit, property, and compliance reviews with Sellers and external 3rd party service due diligence providers
Evaluate and provide recommendations for underwriting waivers and eligibility exceptions
Clearly communicate, in written and verbal form, compensating factors to justify exceptions
Maintain strong knowledge of mortgage compliance rules agency underwriting guidelines and industry standards for appraisal requirements and regulatory compliance
Participate in evaluating current loan review processes and provide feedback and recommendations to increase efficiency and risk management capabilities
Consistently review third party services (valuation, fraud, compliance) to provide valuable input for loan decisions

Qualification

Jumbo underwritingNon-Agency underwritingMortgage compliance knowledgeAutomated underwriting enginesLoan origination documentationClient service skillsMulti-tasking skillsAnalytical thinkingDiplomacyProfessionalismAttention to detailProblem-solving skillsOral communication skillsWritten communication skills

Required

5+ years of mortgage industry experience
5+ years of jumbo and Non-Agency underwriting with complex income analysis required
Expert underwriting knowledge and extensive experience with loan origination documentation
Technologically savvy, with the ability to work in varied systems
Proficiency with automated underwriting engines, electronic document management and other systems
High attention to detail and effective problem-solving skills
Excellent client service skills
Excellent oral and written communication skills
Excellent multi-tasking skills and ability to manage multiple tasks simultaneously
Analytical thinking ability, diplomacy and professionalism

Benefits

Full benefits package
Potential for a performance-based bonus

Company

Cornerstone Capital Bank

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We are a team of dynamic, enthusiastic, and service-oriented individuals who want to make banking and mortgages easier for you.
location
Houston, Texas, US
people-size51-200 employees
web-link
https://www.cornerstonecapital.com/

Funding

Current Stage
Growth Stage

Leadership Team

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Scott Almy
President and Chief Executive Officer
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Dana Bustos - National Talent Matchmaker
Talent Acquisition Manager and Business Line Partner, VP
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Company data provided by crunchbase