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REV Federal Credit Union · 2 days ago

Mortgage Loan Originator

Wilmington, NC

Full-time

Onsite

Mid Level

3+ years exp

REV Federal Credit Union is seeking a Mortgage Loan Originator to provide service to applicants and prospective customers seeking home loans. The role involves interviewing applicants, completing applications, maintaining referral sources, and managing loan pipelines while ensuring compliance with regulations.

FinanceFinancial ServicesNon Profit

Responsibilities

Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval

Completing application and gathering supporting documentation

Reviewing and completing regulatory disclosures with borrower

Maintaining existing and generating new sources of referral business

Maintaining a presence in REV FCU branches and educating staff regarding Real Estate Lending

Quoting interest rates and securing pricing through the Secondary Marketing Department

Inputting application data into Loan Origination Software (LOS)

Utilizing automated underwriting systems (AUS) to obtain credit recommendations

Communicating with all parties, both internal and external, regarding the status of the loan and relaying information to all interested parties

Managing his/her pipeline of loans to verify accuracy of the current loan status

Acknowledging and abiding by REVs Policies and Procedures

Participating in REV sponsored events, and area association events

Actively participating in all aspects of the Real Estate Office sales meetings

Representing the Credit Union with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities

Qualification

Conventional loansFHA loansVA loansJumbo loansReal estate lending criteriaCompliance regulationsEncompass SoftwareAutomated underwriting systemsMicrosoft Office SuiteCustomer service skillsCommunication skillsBuilding relationships