Kohl's · 3 weeks ago
Credit Risk Analyst II (Onsite)
Kohl's is seeking a Credit Risk Analyst II to enhance portfolio performance through analysis and model development. The role involves conducting ad-hoc analyses, developing strategies to mitigate losses, and providing insights to support business decisions.
RetailShopping
Responsibilities
Review standard and intermediate ad hoc analysis requests from business partners for customer, program, offer and/or channel needs
Consult with business partners to identify primary and secondary business analyses and KPIs required to support business decisions
Develop end-to-end project timelines for analysis deliveries
Identify and collect primary and secondary data variables to holistically answer business questions
Maintain an understanding of the structure and location of various data sources to be utilized
Independently pull and manipulate data to determine results and develop data visualizations into relevant conclusions
Identify and set up processes for data quality checks
Execute setup and data pull for analyzing various credit programs, including A/B Testing
Review relevant data sets and analyses to develop detailed and informed insights and implications to inform strategy and decisions
Organize insights, data and visualizations into comprehensive stories for distribution to leadership partners in support of internal business decisions
Create and analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
Develop forecasting loss models for delinquencies, contractual, and manual - dollars and units
Develop forecasting revenue models – for interest, fees & outstanding - dollars and units
Additional tasks may be assigned
Qualification
Required
Bachelor's Degree or equivalent
2+ years' experience in analytics
Basic SQL and/or SAS skills
Self-motivated with strong competence with data management, analytics and visualization
Basic experience with Visualization Software like Looker, Tableau, Etc
Preferred
Experience in modeling data using AI
Master's Degree or equivalent
R/Python programming skills
Retail or Financial services experience in Risk Management particularly Credit Card product
Company
Kohl's
Kohl’s is a leading omnichannel retailer with more than 1,100 stores in 49 states.
H1B Sponsorship
Kohl's has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (8)
2024 (10)
2021 (26)
2020 (21)
Funding
Current Stage
Public CompanyTotal Funding
$360M2025-05-15Post Ipo Debt· $360M
1992-05-19IPO
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