Apply on Employer Site

Greenbox Capital · 3 weeks ago

Vice President of Credit Risk & Analytics (US-Remote)

United States

Full-time

Remote

Senior Level, Lead/Staff

8+ years exp

Greenbox Capital is a company focused on providing accessible funding to small businesses. The VP of Risk & Analytics will lead the credit risk and analytics strategy, ensuring competitive funding offers and efficient underwriting processes while collaborating with various departments to enhance risk models and analytics capabilities.

Commercial LendingFinanceFinancial ServicesLending

Growth Opportunities

Responsibilities

Monitor portfolio performance and proactively drive changes to approval criteria

Continuously evolve Greenbox pricing strategies to balance competitiveness, return targets, and market shifts

Manage and improve fraud prevention strategies

Work closely with Data Science to improve risk prediction models

Partner with Underwriting to deploy policy and with Sales to ensure offer competitiveness

Develop Greenbox’s data analytics platform to ensure data availability to the entire organization, including but not limited to PowerBI and Databricks

Lead a small but capable analytics team (Excel + Python), managing incoming analytics requests across departments

Build dashboards for each department’s KPIs and partner with them on insights

Collaborate with data science and data engineering teams on infrastructure development to progress the analytics platforms and risk models

Drive improvements in underwriting operations with vendor implementations and better data sources

Partner with Product to deliver automation initiatives, ensuring underwriting policy can evolve with speed and scale

Collaborate with Collections to analyze default trends and integrate learnings into risk strategy

Qualification

Credit risk managementData analyticsPeople leadershipQuantitative analysisSQLPythonBusiness Intelligence ToolsCustomer-centric approachEmotional intelligenceRelationship building

Required

8+ years in credit risk for lending products, preferably in small business lending, alternative finance or revenue-based financing

Minimum of 5+ years of people leadership experience, including building, coaching, and developing high-performing teams

A Bachelor's degree in Finance, Economics, Statistics, Mathematics, or relevant major

Have meaningful experience overseeing large balance sheets through macro shifts and can articulate strategies to navigate

Deep quantitative acumen; masterful with portfolio management, pricing strategies, IRR analysis, unit economics, and predictive modeling

Experience managing BI analytics teams and collaborating with Data Science teams

Proficiency with SQL, Python, Business Intelligence Tools, and Excel

Proven track record of creativity, building new risk strategies in a highly competitive atmosphere

Comfortable with operating in dynamic and evolving environments

Entrepreneurial mindset with a focus on progress over perfection

Customer-centric in approach, with a strong awareness of how accounting decisions impact internal teams, external partners, and overall business operations

Strong relationship-builder with the ability to engage across departments and levels - someone who communicates clearly and effectively, with emotional intelligence and tact

The ability to balance confidence with humility—assertive when needed, but always collaborative, and the ability to influence without authority and gain trust through consistency and follow-through

Benefits

Competitive Pay - We know your worth and we pay accordingly.

Flexible PTO - Work hard, rest well. Take the time you need to recharge.

Remote - Fully remote within the U.S., working Eastern Time hours to keep everyone aligned.

Full Benefits Package - Health, dental, vision

Smart, Supportive Teammates - Collaborate with sharp minds who are kind, driven and uphold our core values: Win Together, Courage Over Comfort, Pull the Thread, Wear Green First, Own the Outcome, and Move the Needle