United Community · 3 weeks ago
Mortgage CRA Loan Originator
United Community is seeking a CRA Mortgage Loan Originator whose sole focus will be promoting mortgage lending to Low to Moderate Income (LMI) borrowers and geographies. This role is central to their mission of fostering financial inclusion and supporting the communities they serve by originating CRA-eligible residential mortgage loans and building relationships with community organizations.
Banking
Responsibilities
Originate CRA-eligible residential mortgage loans in targeted areas
Build relationships with community organizations, housing agencies, realtors, builders, and other referral sources
Take mortgage applications, conduct preliminary underwriting, and manage the loan process through closing
Collaborate with senior leadership and the CRA Development Officer to advance community-focused lending strategies
Represent the bank in community events and maintain strong relationships with local government and nonprofit organizations
Contribute to the CRA strategic plan and provide insights and recommendations to the CRA Committee
Ensure staff awareness and training on CRA and fair lending requirements
Maintain documentation of CRA outreach and lending activities
Stay current on industry trends, regulations, and best practices
Qualification
Required
Bachelor's degree in a related field or equivalent experience in financial services, lending, or community relations
Minimum of 5 years of experience in a regulated financial institution, preferably a bank
Current registration with NMLS
Proven ability to lead cross-functional projects and initiatives
Must be able to pass a criminal background & credit check
This is a full-time, non-remote position
Preferred
Working knowledge of CRA, Fair Lending laws, and related regulations
Strong leadership and strategic planning skills
Excellent communication skills, including the ability to engage with executives, regulators, and community stakeholders
Established network of CRA-related contacts within the bank's footprint
Proficiency in Microsoft Office (Excel, PowerPoint, Word, Outlook)
Willingness and ability to travel as needed
Company
United Community
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve.