Credit Products Specialist I - Specialized Subscription Finance jobs in United States
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Flagstar Bank · 1 week ago

Credit Products Specialist I - Specialized Subscription Finance

Flagstar Bank is seeking a Credit Products Specialist I - Specialized Subscription Finance to support the underwriting, structuring, and management of commercial credit relationships. This role will involve providing financial analysis, assisting in risk assessment, and ensuring sound credit decision-making while collaborating with Relationship Managers.

BankingFinanceFinancial Services
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H1B Sponsor Likelynote

Responsibilities

Assist RMs in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages
Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions
Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs
Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings

Qualification

Credit underwritingFinancial analysisRisk assessmentLoan structuringFinancial modelingCredit decision toolsDetail orientationTechnology proficiencyEffective communicationTeamwork skillsTime management

Required

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
2+ Years in credit underwriting, portfolio management, or a related field
Strong financial analysis and risk assessment abilities
Basic understanding of loan structuring and credit agreements
Proficiency in financial modeling and credit decision tools
Effective communication and teamwork skills

Benefits

Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program

Company

Flagstar Bank

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Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.

H1B Sponsorship

Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (42)
2023 (41)

Funding

Current Stage
Public Company
Total Funding
unknown
2021-04-26Acquired
2001-07-12IPO

Leadership Team

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Gregg Christenson
Executive Vice President and CFO for Community Banking
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R
Randal Turner
SVP & Chief Financial Officer, Loan Servicing and Shared Services
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Company data provided by crunchbase