Apply on Employer Site

Northwest Bank · 1 day ago

Mortgage Loan Originator

Columbus, OH

Full-time

Onsite

Mid Level

3+ years exp

Northwest Bank is seeking a Mortgage Loan Originator responsible for proactively soliciting new residential mortgage business. The role involves ensuring compliance, providing exceptional customer service, and developing relationships with referral sources to promote homeownership.

BankingFinancial Services

Responsibilities

Ensure compliance with third party agencies and vendors

Ensure exceptional customer service experience throughout the loan origination process

Interact with other team members and other departments in a professional manner

Submit complete credit applications with supporting documentation

Develop and maintain successful relationships with internal and external referral sources

Prospect new mortgage lending opportunities

Facilitate communication activities with customers and referral sources during loan origination process

Review applications, credit files, and customer qualifications to determine appropriate loan products and pricing

Counsel and coach loan applicants to assist them towards their goals and to deliver the best loan products for their needs

Request timely loan rate locks for Secondary Marketing

Maintain up-to-date knowledge of loan products including conventional, portfolio, FHA,VA, USDA-Rural Housing programs and secondary market rules

Achieve production and quality goals

Cross-sell other Northwest products and services to loan applicants

Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations

Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

Qualification

Mortgage origination experienceLoan productsEllie Mae-Encompass softwareSales skillsBanking regulationsCustomer service skillsNetworking skillsAnalytical skillsOrganizational skillsTeam collaboration

Required

3 - 5 years mortgage origination or sales experience

High School Diploma

Ability to establish effective working relationships among team members and participate in solving problems and making decisions

Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written

Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information

Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information

Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas

Ability to successfully meet production and quality goals

Knowledge of banking industry laws, regulations, and the retail origination process

Knowledge of conventional, government loan products and guidelines including Fannie Mae, Freddie Mac, FHA, USDA-Rural Housing and VA loans

Knowledge of Ellie Mae-Encompass Loan Origination software, Freddie Mac – Loan Product Advisor and Optimal Blue pricing engine

Knowledge of retail mortgage loan pricing

Sales skills with the ability to turn prospects into customers

Strong networking and organizational skills

Ability to work collaboratively and manage multiple deadlines and priorities

Nmls Registry

Per the SAFE Act, annual renewal as a condition of employment