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Nationwide · 3 days ago

Sr Underwriter - Commercial Lines (Human Services & Non-Profit)

Columbus, OH

Full-time

Hybrid

Mid, Senior Level

$62K/yr - $116K/yr

3+ years exp

Nationwide is a company focused on helping people protect what matters most to them. The Senior Underwriter will handle commercial underwriting for Human Services & Non-Profit, providing underwriting technical support and collaborating with agencies to develop business opportunities.

BankingFinancial ServicesInsuranceLife Insurance

No H1B

Responsibilities

Takes ownership and gathers information from multiple sources, according to company guidelines and strategic initiatives, to perform underwriting analysis

Independently reviews individual risks for acceptability and exercises judgement and discretion within appetite and authority level, based on company underwriting guidelines and industry standards

Handles workflow and intricacies of underwriting to maintain expected service level goals. Exhibits proficient use of company tools and systems. Ensures file handling quality and workflow efficiency for a best-in-class customer experience

May lead larger, more complex project work that requires focused business partner collaboration, working with and through others, to meet overall project timelines. May assist in managing work inventories within the unit

Underwrites new business, renewals, and endorsements with a portfolio management viewpoint. Decisions at this level may require review of additional variables, using agency relationships, inspection reports and evaluation of exceptions, which may include utilizing available reports and data

Will negotiate price and coverage as appropriate to the book of business based on various business strategies and underwriting tools

Completion of assignments to meet agreed upon timelines and service level agreements, as well as projects of increased complexity, which may include utilizing available reports and data

Proactively consults and collaborates with external and internal partners to resolve business issues and projects of moderate complexity requiring more discernment or robust solutions

Understands and tactically drives strategic initiatives within the business unit

Understands organizational capabilities and opportunities to drive maximum value of relationships

Identifies and drives opportunities for business development, growth, and retention

Strengthens agency experience through proactive and quality contact on underwriting matters, promoting profit and new business growth, renewal retention and service capabilities

Is solution oriented and will solve problems in a first-time final manner

Participates in the review and analysis of agency business performance by utilizing analytical tools to help make data driven business decisions and strengthening the overall portfolio of the business units’ book of business

Responds to requests from external and internal partners with resolution within established time and service standards to facilitate and expedite service needs. Will own problems or issues as they arise. When needed will route calls and higher-level issues to appropriate individuals

Educates internal and external partners on underwriting process, practice, and tools. Helps train and mentor less experienced underwriting staff. May participate in training development or delivery as a subject matter authority

Delivers peer to peer feedback and coaching to associates when appropriate

Qualification

Commercial underwriting experienceUnderwriting in Human ServicesINSAU designationsCICCPCU progressAnalytical skillsCustomer service skillsVerbal communicationWritten communicationTime managementProblem-solving

Required

Commercial underwriting experience, with authority

Ability to accept, retain and price moderate to high exposure new, renewal and endorsement commercial business policies based on granted authority

Proficient use of company tools and systems

Ability to independently review individual risks for acceptability and exercise judgement and discretion within appetite and authority level

Ability to negotiate price and coverage as appropriate to the book of business based on various business strategies and underwriting tools

Ability to consult and collaborate with external and internal partners to resolve business issues and projects of moderate complexity

Ability to educate internal and external partners on underwriting process, practice, and tools

Ability to analyze insurance risks to determine the degree of acceptability and pricing

Verbal and written communication skills necessary to interact with all levels of internal and external contacts

Effective time management skills and competencies

Preferred

Underwriting experience in the Social Services, Human Services, Religious Org and/or Non-Profit lines of business

Bachelor's degree or equivalent work experience

Completion of INS, AU or similar designations with progress toward CIC and/or CPCU

Typically, three years of underwriting experience or related business experience

Experience leading or working on complex projects and teams

Ability to operate personal computer and related software

Ability to advise agents and agency staff on commercial contracts, procedures, and business practices

Benefits

Medical/dental/vision

Life insurance

Short and long term disability coverage

Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date

Nine paid holidays

8 hours of Lifetime paid time off

8 hours of Unity Day paid time off

401(k) with company match

Company-paid pension plan

Business casual attire

Company

Nationwide

Glassdoor3.9

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States.

Founded in 1925

Columbus, Ohio, USA

10001+ employees