Collegiate Peaks Bank, Division of Glacier Bank · 1 day ago
Consumer Lender II
Denver Metropolitan Area
Full-time
Onsite
Mid Level
$34.42/hr - $41.32/hr
3+ years expCollegiate Peaks Bank, Division of Glacier Bank is seeking a Consumer Lender II who will originate a high volume of consumer loans and manage the entire loan origination process. The role involves underwriting loans, analyzing financials, and providing support to the Consumer Loan Manager while maintaining professional relationships with customers and ensuring compliance with regulations.
BankingCommunitiesFinancial Services
No H1B
Responsibilities
Well versed with HELOC’s, RE Term Loans, Personal Loans, Personal Lines of credit and Auto Loans
Primary focus is underwriting HELOC’s in LOS system with a secondary focus on all other consumer products, underwrites subordination, extensions and change in term requests which meet established lending requirements and provide maximum profitability to the company with a minimum of risk. Approve, decline, or counteroffer loan applications within set lending authority
Gathers financial information for underwriting, prepares personal cashflow worksheets, provides information to generate loan disclosures/documentation, evaluates repayment ability, collateral adequacy, analyzes credit reports and confirms documentation requirements are met
Understands complex self-employed income, ability to read and understand individual and business tax returns, audited, or reviewed financial statements, and company prepared profit and loss statements, balance sheets, and statement of cash flows and completes loan servicing activities
Responsible for communication loan decisions including the ability to discuss loan denials, loan alternatives and rate computation in a clear, concise, and courteous manner
Identify and develop with potential new customer relationships. Maintain and develop an ongoing relationship with currant customer base. Continuously project an image of professional and concern in dealings with the public by providing superior and external customer service
Meet or exceed loan production goal as set annually by manager in conjunction with goals set for Collegiate Peaks Bank
Responds to customer inquiries, conducts application interviews, occasionally conducts loan closing. Orders and reviews for accuracy initial loan disclosures, orders and reviews loan documents for accuracy, reviews title work and clear requirements, reviews insurance coverage for new and existing loans
Works closely with Personal Bankers to properly document and maintain loan and collateral files
Attends loan committee as required, with ability to provide structural feedback to the committee
Complete loan monitoring through tracking loan maturities, prepare needs list and communicate with borrowers to obtain timely collection of financial information
Monitor past due loan report and assist with collection efforts
Registers with NMLS and maintains registration per SAFE Act requirements
Ensures compliance with company standards and practices, State and Federal rules and regulations as applicable to the position, including, but not limited to BSA/AML, ECOA/Reg B, HMDA, CRA, FHLB, OFAC, and GLBA/privacy rules
Participate in Community and Bank-sponsored activities that serve and support the mission and values of CPB
Other duties as assigned
Qualification
Required
Three to five years experience as a lender and underwriting as a consumer lender
Three to five years of banking experience
High level computer skill with working knowledge of word processing, spreadsheets, ten-key, and general computer applications
Ability to apply logical or critical thinking to define problems, collect data, establish facts, and draw conclusions
Ability to work both independently and in a team environment
Communicate effectively both verbally and in writing with others in a clear, thorough and timely manner
Demonstrate a high level of organization, ability to prioritize and multi-task with attention to detail and accuracy, manage multiple projects, demonstrate self-motivation and ability to follow through with tasks
Exhibit a professional manner in dealing with others; work to develop and maintain cooperative and positive working relationships; represent the bank in a positive manner and maintain credibility with others
Benefits
Medical
Dental
Vision
Life insurance
Health savings account option
Employee Assistance Program (EAP)
Health rewards program
Retirement savings plan
401(k)
Profit-Sharing plans
Short and long-term disability benefits
Education and training benefits
Discounts on banking products and services
Generous Paid Time Off (PTO) plan
Paid holidays
Company
Collegiate Peaks Bank, Division of Glacier Bank
Collegiate Peaks Bank, a Division of Glacier Bank, is a growing community bank driven by providing personal and business banking customers with the hands-on, individual attention that only comes from a community bank.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
unknown2017-06-06Acquired
Recent News
2025-11-14
2023-11-18
2023-07-14
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