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Community First Credit Union · 3 weeks ago

External Mortgage Loan Officer

Jacksonville, FL, US

Full-time

Onsite

Mid, Senior Level

Community First Credit Union is a state-chartered credit union based in Jacksonville, serving the First Coast. They are seeking an experienced External Mortgage Loan Officer to expand their mortgage lending services through effective networking and business development strategies.

Finance

Senior Management

Responsibilities

Develop and maintain a robust network of referral sources, including real estate professionals, builders, and personal contacts within the assigned market

Actively identify and pursue potential borrower referral sources through marketing, cold calling, prospecting, and networking activities

Create and conduct mortgage seminars to groups of 10+ to create awareness and promote our mortgage products, their features, and benefits

Plan and participate in real estate business development activities, leveraging relationships with Title Companies, Realtors, Builders, and the community to generate new business

Provide off-site origination and Credit Approval/Pre-Approval services for mortgage loans

Evaluate potential borrowers, propose real estate financing options, and provide detailed information including closing costs, rates, and payment quotes

Take complete and accurate mortgage applications, participate in obtaining necessary support documents, and oversee the loan process to ensure terms conformity

Support assigned branches by conducting in-person visits, hosting virtual meetings, organizing branch events, and providing training related to mortgages

Work closely with Processors and Underwriting to ensure loan documents are of high quality and loan conditions are met

Ensure exceptional member experience by interacting with all parties involved in each loan transaction

Maintain regular communication with members and Realtors throughout the loan process

Analyze and identify potential loan markets, develop new referral networks, and market Community First products

Qualification

Mortgage sales experienceNMLS registrationNetworking skillsMortgage programsRapport-building skillsEthical standardsCommunication skills

Required

Proven track record in sales and a respectable book of business that includes realtors, title companies, builders, and other referral sources

Passionate about helping people achieve financial success through homeownership

Consistent adherence to a high ethical standard

Excellent communication and rapport-building skills

Must be registered with the National Mortgage Licensing System (NMLS)

Must have a thorough knowledge of pricing and underwriting requirements of various mortgage programs

Benefits

Guaranteed base pay plus competitive commission structure.

Monthly expense budget for business development activities and marketing support as necessary.

Large territory for business expansion and opportunities to achieve outstanding performance rewards.

Company

Community First Credit Union

With over $2.8 billion in assets and 180,000+ members, Community First Credit Union invests in member and community relationships through smart checking account options, competitive loans, and excellent investment services.

Founded in 1935