Senior Software Engineer, Auto Retail jobs in United States
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Upstart · 3 hours ago

Senior Software Engineer, Auto Retail

positionUnited States
timeFull-time
remoteRemote
senioritySenior Level
money$164K/yr - $226K/yr
date6+ years exp

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Senior Software Engineer on the Auto Lending Growth team, you will work closely with cross-functional partners to execute projects across the whole stack, ensuring quality and maintainability.

Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
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H1B Sponsor Likelynote

Responsibilities

Lead successful projects working collaboratively with engineering team members and cross-functional partners
Make thoughtful architectural decisions to improve the quality of our software
Translate complex business requirements into technical plans, and ultimately high quality code
Drive a culture of technical excellence

Qualification

Full stack web applicationsNodeJS/TypescriptReactCloud computing (AWS/Azure/GCP)Architectural decision makingProject leadershipTechnical excellence cultureDeploying web applicationsSystem architecture

Required

6+ years working with full stack web applications
3+ years of experience working in a full stack capacity with NodeJS/Typescript and React or equivalent
Able to translate complex business requirements into system architecture and technical designs
Experience with cloud computing platforms and services such as AWS, Azure, or GCP
Experience leading engineers on medium to large projects through planning, design, implementation, and launch
Experience driving a culture of technical excellence related to quality, availability, and scalability

Preferred

Experience deploying web applications on Vercel and/or with Next

Benefits

Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices

Company

Upstart

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Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
dateFounded in 2012
location
San Mateo, California, USA
people-size1001-5000 employees
web-link
https://upstart.com/about

H1B Sponsorship

Upstart has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (48)
2024 (70)
2023 (85)
2022 (85)
2021 (42)
2020 (15)

Funding

Current Stage
Public Company
Total Funding
$3.36B
Key Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M

Leadership Team

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Dave Girouard
Founder & CEO
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Paul Gu
Co-Founder
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Recent News

MarketScreener
Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans
2025-12-17
The Motley Fool
Better Fintech Stock: Chime Financial vs. Upstart
2025-12-12
The Motley Fool
10 AI Stocks Worth Buying Right Now
2025-12-05
Company data provided by crunchbase