U.S. Bank · 1 day ago
Mortgage Loan Originator
Colorado, United States
Full-time
Hybrid
Entry, Mid Level
$20/hr - $20/hr
1+ years expU.S. Bank is dedicated to helping customers and communities thrive through better financial decisions. The Mortgage Loan Originator is responsible for originating mortgage loans, conducting preliminary underwriting reviews, and ensuring timely document processing for loan approval.
BankingFinancial ServicesInsuranceMortgageWealth Management
Responsibilities
Originates mortgage loans in an assigned metropolitan territory
Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval
Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources
Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
This position also requires 2 or more hours of driving per week
Qualification
Required
High school diploma or equivalent
Typically at least one year of mortgage, sales, real estate, or banking experience
Ability to travel
National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z
2 or more hours of driving per week
Preferred
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Ability to work independently
Ability to analyze financial information
Effective verbal and written communication skills
Established referral base within assigned market preferred
2 years of mortgage loan origination experience with proven results
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Company
U.S. Bank
At U.S.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$991MKey Investors
U.S. Department of the TreasuryMitsubishi UFJ Financial Group
2023-09-29Post Ipo Debt· $55M
2023-08-03Post Ipo Debt· $936M
1978-01-13IPO
Leadership Team
John C Stern
CFO
Daniel Crozier
Senior Vice President Operations
Recent News
2025-12-24
2025-12-17
Company data provided by crunchbase