Truist ยท 3 weeks ago
Consumer Deposit Service Charges Product Leader
Charlotte, NC
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expTruist Bank is a financial services company seeking a Consumer Deposit Service Charges Product Leader. This role involves driving the strategy, development, and management of the consumer deposit service charge portfolio, ensuring alignment with financial goals while delivering competitive solutions.
BankingFinanceFinancial Services
Responsibilities
Lead the end-to-end management of deposit service charges, including product design, pricing, implementation, and ongoing optimization to support financial targets and client experience
Set, monitor, and achieve fee revenue goals, leveraging data-driven insights to maximize profitability and growth
Continuously monitor industry trends, customer behavior, competitive positioning, technological advances, and regulatory changes to inform strategy and maintain market leadership
Quantify opportunities and financial impacts through research and analysis, presenting recommendations via robust business cases to senior leadership
Manage cross-functional projects to launch new fee structures, enhance existing offerings, and streamline processes. Define business requirements, oversee customer communications, and track project outcomes
Develop comprehensive planning sheets for new fees/packages, including budgeting, cost/benefit analysis, and project scheduling
Track and report on the effectiveness of fee initiatives, using performance metrics to drive continuous improvement
Qualification
Required
Bachelor's degree in a business-related major with a strong academic record, or equivalent education and related training
10+ years of work experience within Banking or Financial Services
5+ years of experience in a staff role such as product management, product strategy, analytics or marketing
Outstanding influencing, partnership-building and collaboration skills with proven ability to drive strategic change on major projects
Exceptional analytical and creative problem-solving skills - ability to generate actionable insight and recommendations from complex analytics and large data sets. Demonstrated strategic thinking, problem-solving, and decision-making skills
Demonstrated success working within and leading cross-functional teams of senior leaders without formal authority
Excellent written and verbal communication skills. Ability to succinctly and clearly convey conclusions and recommendations to senior leadership
Ability to successfully handle multiple priorities within a fast paced, results-oriented environment and make decisions on where to focus efforts
Ability to work with a high degree of autonomy in ambiguous and changing situations to manage results and meet deadlines with superior quality
Demonstrated ability to identify and manage key risks and to work effectively with risk leaders
Ability to guide and manage third party vendors on matters including contract negotiations, continuous improvements, ongoing monitoring and partnership activities
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Ability to travel, occasionally overnight
Preferred
Master's degree
10+ years combined experience in consumer banking, small business banking, debit, or payments
Broad and diverse experience in marketing, finance, acquisitions, product development and analytics
Broad experience across channels, including branch leadership experience
Leadership experience in the Product Management lifecycle including idea generation, developing, implementing and managing products and services
Experience providing leadership and guidance to analytics efforts
Project Management experience
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
Vacation
Sick days
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (313)
2024 (247)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
Recent News
Maryland Daily Record
2026-01-03
Company data provided by crunchbase