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Citi · 1 week ago

Credit Underwriting Analyst

Getzville, NY

Full-time

Onsite

Entry, Mid Level

$61K/yr - $85K/yr

2+ years exp

Citi is enhancing its business control and governance framework by building out Institutional Credit Management (ICM). The Credit Underwriting Analyst will be responsible for credit analysis, underwriting, and monitoring of a portfolio of relationships, ensuring compliance with Citi's risk policies and procedures.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Assess the credit and financial strength of Citi’s Large Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR) of Citi’s Counterparties based on independent assessment and judgement; completed based on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Citi’s risk appetite

Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Team Leads, senior management, and business partners

Partnership with applicable regional and industry stakeholders in in the implementation of credit assessment and monitoring standards for applicable portfolios

Support ICM Risk Analysis Voice of the Employee (VOE) initiatives

Travel (less than 10%)

Qualification

Credit AnalysisRisk ManagementFinancial AnalysisGAAP AccountingFinancial ModelingAnalytical SkillsMicrosoft OfficeInterpersonal SkillsOrganizational SkillsCommunication SkillsLeadership

Required

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software

Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics

Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry

Ability to apply credit and risk principles toward business goals

Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency

Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills

Bachelor's/University degree or equivalent experience

Benefits

Medical, dental & vision coverage

401(k)

Life, accident, and disability insurance

Wellness programs

Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Company

Citi

Glassdoor3.8

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.

Founded in 1812

San Antonio, Texas, USA

10001+ employees

https://www.citi.com

H1B Sponsorship

Citi has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (1386)

2024 (849)

2023 (1375)

2022 (1117)

2021 (876)

2020 (901)