JCW Group · 1 month ago
Consumer Compliance Officer - (Temp to perm)
Fairfield County, CT
Contract
Onsite
Mid Level
$40/hr - $60/hr
3+ years expJCW Group is a recruitment firm engaged by a prominent banking client to identify a Consumer Compliance Specialist for a strategic temp-to-perm opportunity. This role focuses on ensuring the bank’s lending practices comply with federal and state regulations, with an emphasis on Fair Lending and consumer protection laws.
Human ResourcesRecruitingStaffing Agency
Responsibilities
Monitor and ensure compliance with the Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHA), and Home Mortgage Disclosure Act (HMDA)
Conduct comparative file reviews and statistical analysis to identify potential disparities in underwriting, pricing, or marketing
Audit and validate HMDA LAR (Loan Application Register) data for accuracy and timely submission
Perform periodic testing of consumer loan files (Mortgage, Auto, Personal) to ensure adherence to Regulation Z (TILA), Regulation B, and TRID
Review and update internal compliance manuals and procedures to reflect changes in federal or state law
Assist in the preparation for internal audits and external regulatory examinations (FDIC/OCC/CFPB)
Serve as a subject matter expert for the retail and mortgage lending teams, providing guidance on compliant marketing and disclosure requirements
Identify gaps in the compliance program and recommend corrective action plans to senior leadership
Assist in developing and delivering compliance training modules for bank staff
Qualification
Required
3+ years of experience in consumer compliance, specifically within a bank or financial services firm
Deep understanding of ECOA, HMDA, TILA, and UDAAP
Proficiency in Excel for data analysis; experience with compliance software (e.g., CRA Wiz, RiskExec) is a plus
Preferred
CRCM (Certified Regulatory Compliance Manager) or similar designation is highly preferred but not required for the contract phase
Company
JCW Group
JCW Group is a recruitment company that offers talent solutions to businesses.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Jamie Woods
Founder / Chairman
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