BancFirst · 1 month ago
Commercial/Consumer Loan Officer
Stroud, OK
Full-time
Onsite
Senior Level
5+ years expBancFirst is a $14 billion bank committed to investing in the future of Oklahoma communities. The Commercial/Consumer Loan Officer is responsible for making and servicing business and individual loans, managing existing credit relationships, and developing new business through customer engagement.
BankingCommercialFinancial Services
Responsibilities
Monitors and manages existing credit relationships which include note renewals; detailed analysis of current financial statements and collateral valuations; credit analysis; cash flow analysis; delinquency reporting; documenting exceptions; covenant monitoring; compiling reports necessary to monitor asset and credit quality; and compliance with policies/regulations
Negotiates loan proposals; analyzes and evaluates credit requests and writes loan commitments; recommends appropriate credit grade; makes written loan memos/presentations for credit approval; and implements approval or declination action
Develops new business through identifying and calling on existing or prospective customers; promotes and cross-sells Bank’s services; and works with Bank operation areas to ensure that quality service is provided
Participates in community and professional activities in order to enhance Bank’s image and expand personal network of contacts for development of new business
Assists with other job related duties and special projects as requested
Qualification
Required
Bachelor's Degree required (Business major or Formal Credit training preferred)
Minimum of 5 years of experience underwriting Commercial Loans as well as Consumer Loan experience
Must have ability to analyze complex financial data and write detailed credit memorandums
Must have ability to grow quality portfolio with annual performance goals
Excellent communication skills with the ability to prepare and deliver persuasive verbal and written reports and presentations
Efficient computer skills including knowledge of word processing and spreadsheet applications
Constant use of computer screens
Ability to operate a computer keyboard
Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching
Long periods of typing and repetitive motion
Ability to lift and/or move and carry 10 pounds
Preferred
Formal Credit training
Benefits
Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
Company
BancFirst
BancFirst provides a range of commercial banking services to retail customers, and small to medium-sized businesses.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$3.65M2015-04-28Post Ipo Equity· $3.65M
1993-04-08IPO
Leadership Team
Kevin Callahan
Chief Technology Officer
Kevin Lawrence
Chief Financial Officer
Recent News
2025-10-17
2025-07-18
The Journal Record
2025-07-08
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