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Hagerty · 21 hours ago

Vice President of Underwriting

United States

Full-time

Remote

Senior Level

Hagerty is an automotive enthusiast brand and the world’s largest membership organization, dedicated to preserving car culture for future generations. The Vice President of Underwriting will serve as a senior technical underwriting expert and strategic advisor, driving profitable growth through advanced risk evaluation and mentoring underwriting staff.

Auto InsuranceInsuranceInsurTech

Responsibilities

Make and oversee standard underwriting decisions across complex risks

Review and approve supercar referrals, including those failing SCSS or lacking RUV documentation

Manage 26-point Eligibility file referrals and other high-level exceptions

Lead Adverse Action decisioning and compliance, ensuring alignment with regulatory requirements

Serve as the lead underwriter for risks above defined TIV thresholds (e.g., $10M+), working directly with Risk Advisors to develop robust risk profiles

Evaluate PCS underwriting decisions and provide high-level consultation on challenging submissions

Handle various CAT-exposed situations where TIV exceeds $1M and alarming threshold referrals

Oversee overseas shipping and Visiting Collectors risk evaluations

Provide filed UWGL support and craft responses to regulatory objections

Maintain deep knowledge of filing requirements, ensuring compliance with all state and national insurance regulations

Manage and consult on third-party report contracts (e.g., CLUE, MVR, Risk Meter) and ensure cost-effective and compliant utilization

Lead and execute underwriting audits, including Markel UW audits conducted bi-annually

Provide reinsurance expertise, assisting in the transition of full program and facultative (FAC) reinsurance arrangements from partner carriers to Hagerty

Assist in shaping Private Client Underwriting philosophy and long-term direction, balancing client profile considerations with market influence and portfolio composition

Mentor Private Client team members on holistic risk assessment and profile underwriting, leveraging historical insight and market data

Drive the advancement of rating structures and tiers/segments (e.g., $500K–$1M, $1M–$3M, $3M–$5M)

Consult on new product features, rating algorithms, and policy language to enable profitable growth and competitive positioning

Develop geographic rating zones to manage aggregation of risks and determine when mandatory deductibles are required

Provide 1-on-1 and group training for underwriting team members on complex risk evaluation and Private Client practices

Serve as an internal subject matter expert for high-net-worth underwriting strategies and advanced risk segmentation

Qualification

Advanced UnderwritingRisk EvaluationRegulatory ComplianceReinsurance ExpertiseMentoring UnderwritersStrategic LeadershipAudit ManagementAnalytical SkillsNegotiation SkillsCommunication SkillsDetail-oriented