Alkami Technology · 21 hours ago
Sr. Risk Analyst (MANTL)
United States
Full-time
Remote
Senior Level
$130K/yr - $160K/yr
5+ years expAlkami Technology is a leading cloud-based digital banking solutions provider for financial institutions in the United States. The Senior Risk Analyst plays a key role in delivering modern lending experiences by translating client needs into scalable workflows and ensuring effective implementation of decisioning platforms.
BankingCreditFinanceFinancial ServicesFinTechSaaSSoftware
No H1B
Responsibilities
Implement KYC and underwriting decisioning platforms for consumer and business, including discovery, requirements, configuration, UAT, and go-live
Translate client goals into clear system workflows—underwriting rules, automation logic, routing, KYC/KYB steps, and decisioning paths
Configure decisioning frameworks using structured logic and data-driven rules to support efficient onboarding and risk management
Partner cross-functionally with Implementation, Product, Engineering, and Integration teams to align configurations with best practices and platform capabilities
Guide clients through operational and regulatory considerations, including KYC/KYB/AML, fraud controls, and credit policy alignment
Support clients during testing cycles—validating workflows, troubleshooting issues, and ensuring readiness for launch
Create clear documentation including workflow diagrams, configuration specs, and testing results
Build strong, trusted relationships with stakeholders across credit, operations, compliance, and technology teams
Qualification
Required
Education: Bachelor's degree in business, Finance, Economics, Information Systems, or related field
Experience: 5–7 years in loan origination, digital onboarding, or financial-services implementation roles
Strong understanding of consumer and/or business lending, underwriting processes, and modern risk-decisioning practices
Ability to design and configure system workflows, rules, and automations based on client requirements
Familiarity with regulatory standards (KYC, KYB, AML, CDD) and how they apply to digital onboarding
Confident communicator able to engage with both technical and non-technical teams, including executives
Proven ability to analyze workflow behavior, identify root-cause issues, and recommend optimizations
Experience with loan origination platforms, workflow automation tools, or digital onboarding systems
Working knowledge of structured rule logic (e.g., decision tables, JSON-based logic)
Ability to understand API workflows, data mapping, and integration requirements
Preferred
Experience with Jira, Confluence, and data visualization tools (e.g., Power BI) is a plus
Understanding of credit bureau data, identity-verification vendors, and fraud-risk tools
Experience with Alloy, Effectiv, Taktile, or similar KYC/KYB and decisioning platforms
Background working in fintech, SaaS, core banking, or consulting environments
Exposure to alternative data sources, fraud engines, or risk-scoring frameworks
Experience launching digital account opening or lending products in partnership with financial institutions
Benefits
Remote-first environment
Unlimited paid time off
401(k) with employer match
And more
Company
Alkami Technology
Alkami Technology provides cloud-based digital banking solutions for credit unions and banks.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$685.18MKey Investors
D1 Capital PartnersGeneral AtlanticS3 Ventures
2025-03-10Post Ipo Debt· $300M
2024-11-06Post Ipo Secondary
2024-08-08Post Ipo Secondary
Leadership Team
Alex Shootman
Chief Executive Officer
Allison Cerra
Chief Marketing Officer
Recent News
2025-12-18
Company data provided by crunchbase