NTT DATA North America · 3 days ago
Payments Solutions Architect
Charlotte, NC
Full-time
Onsite
Senior Level, Lead/Staff
8+ years expNTT DATA North America is a global innovator in business and technology services, seeking a Payments Solutions Architect to enhance their payments consulting capabilities. The role involves architecting and designing modern payment solutions, collaborating with financial institutions and fintechs, and ensuring compliance with security and performance standards.
ConsultingDigital MarketingInformation ServicesInformation TechnologyIT Management
Responsibilities
Architect and design solutions across ACH, wire payments, SWIFT, and real-time payment rails (e.g., RTP, FedNow)
Lead current-state assessments and define target-state architectures aligned to business and regulatory requirements
Design modern, API-driven, cloud-ready and/or on-prem payment platforms, including integration patterns and data flows
Advise on payment modernization initiatives, including migration from legacy systems
Collaborate with business stakeholders, engineers, vendors, and operations teams to translate requirements into technical designs
Produce high-quality architecture artifacts (solution designs, diagrams, interface specifications, and architecture decision records)
Ensure solutions meet security, resiliency, compliance, and performance standards
Qualification
Required
8+ years of experience in payments, banking technology, or financial services systems
4+ years of proven hands-on experience architecting solutions for ACH, wires, SWIFT, and real-time payment rails
4+ years end-to-end payment processing, settlement, reconciliation, and exception handling
4+ years of experience designing modern architectures using APIs, microservices, and event-driven patterns
Ability to translate business requirements into clear, pragmatic technical solutions
Strong communication skills with experience working in client-facing or consulting roles
Bachelor's degree in Computer Science, Engineering, or a related field (or equivalent practical experience)
Preferred
Payments experience solutioning leveraging AI
Experience with payment hubs, switches, or core banking integrations
Knowledge of ISO 20022 and large-scale payment modernization programs
Cloud architecture experience (AWS, Azure, or GCP)
Relevant certifications (e.g., AWS, TOGAF, or payments-related certifications)
Company
NTT DATA North America
NTT DATA, Inc. is a trusted global innovator of business and technology services.
10001+ employees
H1B Sponsorship
NTT DATA North America has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (144)
2024 (182)
2023 (257)
2022 (871)
2021 (809)
2020 (1266)
Funding
Current Stage
Late StageLeadership Team
John Barr
Vice President - Insurance Strategy
Recent News
2025-12-05
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