Real · 1 week ago
Credit Risk Manager
United States
Full-time
Remote
Mid Level
3+ years expReal is a fast-growing global real estate brokerage that leverages technology to enhance the residential real estate experience. The Credit Risk Manager will build analytical frameworks for credit risk, develop underwriting models, and collaborate with various teams to drive innovative financial products for real estate agents.
Commercial Real EstateMobileProperty ManagementReal EstateReal Estate Brokerage
Hiring Manager
Suroju Sravan Kumar
Responsibilities
Build the Risk Engine: Develop and own the analytical framework for credit risk, including underwriting models, loss forecasting, and credit policy definition using SQL and Python
Monitor Portfolio Health: construct comprehensive dashboards (Sigma, Looker, or similar) to track repayment behavior, vintage performance, delinquency roll rates, and unit economics
Drive Strategy & Optimization: Analyze product performance to recommend data-backed changes to product designs that maximize funding availability while protecting downside
Lead New Product Analysis: Conduct deep-dive assessments on market segments and risk profiles to help design and launch future financial products for real estate agents
Automate & Innovate: Leverage AI tools (ChatGPT, GitHub Copilot) to accelerate code generation and insight discovery, moving our risk processes from manual reviews to automated decisioning
Collaborate Cross-Functionally: Partner closely with Product, Finance, and Operations leadership to translate complex risk data into clear, actionable business strategies
Qualification
Required
Strong proficiency in SQL and Python is required; you must be comfortable querying raw data and building your own analytical models
A solid grasp of credit risk principles for SMB or consumer lending, including repayment modeling, vintage analysis, and concentration risk
Experience building dashboards and analytical tools using platforms like Sigma, Looker, Tableau, or Metabase
Ability to utilize AI tools to dramatically increase speed and output quality in a lean environment
You thrive in ambiguity and are energized by building processes from scratch rather than just managing existing ones
Exceptional ability to simplify complex quantitative findings into clear written and verbal narratives for executive stakeholders
Bachelor's degree in a quantitative or analytical field (e.g., Economics, Finance, Mathematics, Statistics, Engineering, or Computer Science)
3+ years of experience in credit risk, analytics, fintech lending, specialty finance, or adjacent fields
Candidates must be based in the U.S. or Canada to be considered
Ability to sit for long periods of time
Preferred
Experience in a high-growth startup or fintech environment is a strong plus
Company
Real
Real is a technology-powered real estate brokerage that empowers agents in the industry.
51-200 employees
Funding
Current Stage
Public CompanyTotal Funding
$31MKey Investors
Insight PartnersMagma Venture Partners
2020-12-03Post Ipo Equity· $20M
2020-06-12IPO
2016-02-22Series Unknown· $9.5M
Leadership Team
Yariv Grinberg
ceo and founder
Pritesh Damani
Chief Technology Officer
Recent News
2025-08-08
Investing.com
2025-04-24
2025-03-12
Company data provided by crunchbase