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Camden National Bank · 1 month ago

Credit Risk Analyst

Portland, Maine Metropolitan Area

Full-time

Onsite

New Grad, Entry Level

Camden National Bank is a community bank committed to providing excellent customer service and giving back to the community. The Credit Risk Analyst I will evaluate risks in the loan portfolio, monitor industry conditions, and collaborate with teams to make informed recommendations for balancing risk and growth.

Banking

Growth Opportunities

Responsibilities

Perform analyses of loan portfolio performance and trends. Assist management in identifying emerging risks and overlapping trends. Collaborate and communicate with peers in Credit Risk, Credit, Special Assets, and lending areas to research and quantify potential risk

Provide support for the loan loss reserve analysis provided to the board of directors, quarterly. This work involves performing key financial calculations, documenting support, and helping assess model accuracy and performance

Assist with the production of the department’s quarterly internal (Board) and external (financial disclosures, press release) reporting. This work includes being able to perform queries, validate data, and work within the company’s reserve software to produce final reports provided to executive management, select board committees, and the full board of directors

Prepare materials for internal and external audits and examinations of credit risk activities, functions, and policies, including Sarbanes Oxley (SOX) testing of internal controls

Provide support for executive and board meetings facilitated by Credit Risk Administration including the preparation of agenda and meeting materials, preparation and distribution of meeting minutes

Attend education courses and seminars to enhance job skills

Qualification

Statistical modellingLoan underwritingDatabase experienceExcel proficiencyMicrosoft OfficeAnalytical skillsCommunication skillsAttention to detail

Required

Strong academic credentials, Bachelor's degree or work experience equivalent

Intermediate in Microsoft Windows, Word, Power Point, and Outlook (or similar)

Proficient Excel capabilities

Database experience

Proven ability to work both independently and collaboratively

Attention to detail

Strong organizational and analytical skills

Clear oral and written communication

Commitment to on-going learning, skills development, teamwork

Preferred

Completed coursework and/or experience with statistical modelling

Bank experience, loan underwriting or equivalent coursework

Understanding of banking regulations and the role of internal policies

Benefits

Robust medical, dental, and vision insurance packages

Generous time off, including paid federal holidays and paid day off for your birthday

401(k) retirement savings plan

Tuition reimbursement, professional development, and career growth opportunities

Employee assistance program

Comprehensive wellness program

Company

Camden National Bank

Camden National Bank is a full-service community bank offering the latest digital banking, complemented by award-winning, personalized service through a network of 73 banking centers throughout New Hampshire and Maine.

Founded in 1975