Sierra Central Credit Union · 1 month ago
Vice President Commercial Lending
Yuba City,CA,US
Full-time
Onsite
Mid, Senior Level
7+ years expSierra Central Credit Union is seeking a Vice President of Commercial Lending to oversee their Commercial Lending Department. This role involves ensuring strong production, maintaining high-quality loan standards, and providing effective leadership to department personnel while fostering growth in the commercial lending portfolio.
BankingCredit CardsFinancial Services
Responsibilities
Prepare and underwrite commercial loan applications in accordance with internal policies and regulatory requirements
Conduct ongoing audits and monitoring to ensure compliance and portfolio health
Lead, train, and supervise department staff; delegate workflow effectively
Develop, implement, and maintain in-house policies and procedures
Assist in developing, testing and implementation of new loan products
Prepare and present monthly performance reports to senior management
Monitor new loans for adherence to current lending policies
Provide insights to SVP Lending on trends and staffing needs within member business lending
Ensure quality control and operational efficiency within the department
Working time is spent as follows:
50% Oversee department operations and staff supervision
15% Promote and market commercial lending programs in the local business community
15% Review loans and departmental work for accuracy and quality
10% Conduct annual portfolio reviews, including financial updates, site inspections, and risk ratings
5% Attend industry meetings and seminars
5% Review departmental reports
Additional duties as assigned
Qualification
Required
Exceptional verbal and written communication skills; strong presentation ability
Advanced organizational skills and attention to detail
Proficiency in Microsoft Office Suite and related software
Expertise in analyzing loan applications, financial statements, credit reports, appraisals, and other commercial loan documentation
Ability to make sound, consistent credit decisions and recommendations
Strong background in sales and relationship-building skills
Self-motivated with flexibility to adapt to changing priorities and work arrangements
Ability to thrive in a fast-paced environment with multiple deadlines
Leadership capability to guide and train staff effectively
Strong prioritization and project management skills
Demonstrated cooperative and professional behavior at all times
Bachelor's degree in marketing or business or equivalent experience
Seven years of commercial lending and banking experience with considerable knowledge and skills in understanding business credit fundamentals
Two years of management experience
Strong working knowledge of commercial lending and banking practices and procedures
Comprehensive knowledge of federal and state rules and regulations as they relate to member commercial lending
Company
Sierra Central Credit Union
Sierra Central Credit Union is a credit union company that offers online banking, mobile wallet, and loan services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Ronald Sweeney
President and CEO
Ernie Martin
SVP Chief Lending Officer
Recent News
2025-10-28
American Banker
2023-12-25
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