Banc of California · 17 hours ago
VP, Portfolio Manager
Phoenix, AZ
Full-time
Onsite
Senior LevelBanc of California is a bank holding company headquartered in Los Angeles, focused on providing banking and treasury management services to small and middle-market businesses. The VP, Portfolio Manager will be responsible for financial and credit analysis, monitoring credit relationships, and determining credit worthiness for business clients.
BankingFinanceFinancial Services
Responsibilities
Independently evaluates and structures lower complexity credit requests, including, but not limited to asset-based lending, term loans, and commercial real estate loans
Performs independent credit analysis and risk assessment of new and existing credit requests. Including, but not limited to, preparing analysis of financial statements, and various other third-party reports such as property appraisals
In conjunction with Relationship Manager, involved in drafting loan documents prepared by outside law firm or in-house counsel
Recommends credit actions by preparing the Credit Approval Report (“CAR”) which is submitted to Credit Administration for final decisioning
Works with Loan Administration team to obtain due diligence information needed to underwrite the credit request, perform risk rating reviews, and/or monitor covenant compliance and ticklers
Reviews the Letters of Interest (LOI) and insures consistency between the loan documents and the CAM
May make joint customer calls with RM to assess client’s needs, business, and management team
Ensures compliance with all applicable regulations, policies and procedures. Keeps up with changes to banking regulation and completes bank training courses on-line, and on time
Has intermediate knowledge of appraisals, borrowing base reports, and collateral exams
Completes Problem Loan Status Reports (PLSRs) with guidance from manager
Responsible for ongoing proactive and correct identification and monitoring of Risk Ratings for Borrowers under the Risk Rating Policies of the Bank
Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions
Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type
Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values
Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct
Performs other duties and projects as assigned
Qualification
Required
Bachelor's degree in accounting, finance, economics or related field and/or related work experience
Intermediate/Financial Accounting 1 and 2 needed
Work related experience should consist of a good to strong understanding of lending, specifically, cash flow and collateral analysis and loan structuring
Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA)
Working knowledge of the Bank's Loan Policies and Standards
Strong skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook
Advanced math skills; calculate interest and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs
Effective organizational and time management skills
Exceptional oral, written and interpersonal communication skills. Analytical writing skills a must
Ability to make decisions that have moderate impact on the immediate work unit and cross functional departments
Ability to comprehend and explain financial calculations and pricing alternatives
Ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees
Ability to make informal and formal presentations, inside and outside the organization; speaking before assigned team or other groups as needed
Ability to deal with complex difficult problems involving multiple facets and variables in non-standardized situations
Ability to work with little to no supervision while performing duties
Preferred
Formal credit training and/or Intermediate/Financial Accounting 1 and 2 preferred
Benefits
401k plan in which the Bank will match 100% of the first 4% of your contributions, which is immediately vested.
Comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
Adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
Paid vacation days, holidays, and volunteer time off.
Tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.
Company
Banc of California
Banc of California provides a full-service banking and home lending to individuals and their businesses and families.
Founded in 1941
1001-5000 employees
H1B Sponsorship
Banc of California has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (5)
2024 (1)
2023 (1)
Funding
Current Stage
Public CompanyTotal Funding
$20MKey Investors
Patriot Financial Partners
2013-12-05Post Ipo Equity· $20M
2002-08-23IPO
Leadership Team
Ken McMullen
Treasurer
Recent News
Benzinga.com
2026-01-07
2025-12-08
2025-11-12
Company data provided by crunchbase