Faire · 2 weeks ago
Underwriting Analyst
San Francisco, CA
Full-time
Hybrid
Entry, Mid Level
$112K/yr - $154K/yr
2+ years expFaire is an online wholesale marketplace that empowers independent retailers globally. The Underwriting Analyst will evaluate the creditworthiness of retail businesses, conduct due diligence, and collaborate with cross-functional teams to enhance underwriting operations and risk management policies.
E-CommerceMarketplaceRetailRetail TechnologyWholesale
Responsibilities
Evaluate creditworthiness of retail businesses and adjust credit limits based on a review of the business’s credit application, banking data, payment performance on Faire, and publicly available information
Perform due diligence on businesses to prevent fraud
Propose and implement improvements to risk management policies, procedures, and tools
Identify issues and gaps, and develop data-driven recommendations to enhance our underwriting operations
Work cross-functionally with teams such as Data Science, Engineering, and Product in order to drive product improvements, new feature releases, and efficiency improvements
Work with Sales and Support teams to streamline communication, improve efficiencies, and provide a world-class customer experience
Qualification
Required
2-5 years of experience in financial services, tech, or related industry, with a minimum 1+ years of experience in small business commercial credit underwriting
Experienced in conducting a comprehensive analysis of business banking data and financial statements to evaluate revenue, liquidity, leverage, and cash flow trends
Ability to spot patterns from discrete and vague data points (e.g. social media, financial data, Faire transactional data)
Strong critical thinking, analytical, and financial evaluation skills
The capacity to make complex decisions under pressure in a fast-paced setting
Demonstrated ability to identify operational inefficiencies and lead process improvement projects that streamline workflows or solve known problems to enhance underwriting performance
Strong written and verbal communication skills and a customer-focused approach that balances clear, concise interactions with thoughtful risk mitigation
Preferred
Experience underwriting small business loans at a fintech lender
Data analysis skills and proficiency in SQL
Experience analyzing tax returns and financial statements
Basic knowledge of financial risk modeling and experience working with Data Science teams
Benefits
This role will also be eligible for equity and benefits.
Company
Faire
Faire is a marketplace and wholesale platform that helps retailers find and buy wholesale merchandise for their stores.
1001-5000 employees
H1B Sponsorship
Faire has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (19)
2024 (8)
2023 (14)
2022 (26)
2021 (9)
2020 (4)
Funding
Current Stage
Late StageTotal Funding
$1.71BKey Investors
WCM Investment ManagementShopifySequoia Capital
2025-11-17Secondary Market
2023-09-27Corporate Round
2022-05-10Series G· $416M
Leadership Team
Max Rhodes
Co-founder and CEO
Daniele Perito
Board Member & Co-Founder
Recent News
Crunchbase News
2026-01-22
Digital Commerce 360
2025-12-31
Company data provided by crunchbase