Sr. Product Manager – Commercial Embedded Banking jobs in United States
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Citizens · 1 week ago

Sr. Product Manager – Commercial Embedded Banking

Citizens is seeking an experienced and strategic product manager to lead their innovative Commercial Embedded Banking solution, ERPConnect. The role involves shaping and executing the product roadmap while collaborating with cross-functional teams to enhance customer experience and drive continuous innovation.

BankingCredit CardsFinancial ServicesFinTechRetail
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Responsibilities

Develop and execute the ERPConnect strategy for Citizens to keep and grow our client base while improving customer experiences
Oversees the integration of information reporting and payment services into non-traditional banking platforms, such as ERPs, TMS, Accounting SW, and third-party apps
Integrate Fitechs and platforms through the enablement of Citizens and third-party APIs
Identify opportunities to generate revenue through embedded banking, exploring new business models and pricing strategies
Identify and execute on Fintech partnerships to establish leadership in this space
Lead the product development and management of ERPConnect, Citizens embedded banking plug-in solution for selected ERPs and accounting SW. Manage the full product lifecycle, including roadmap, enhancements, and client onboarding
Foster a culture of innovation and high-performance leading to the development of new and impactful features
Strategy Development, and Roadmap Management
Organize technical capacity following Agile methodology
Roll Out / Product and Customer Readiness (Training Plans, Marketing Plans, Implementation Plans)
Stakeholder Management: Collaborate with internal stakeholders and vendors to gather feedback, prioritize features, and ensure alignment with business objectives
Risk / Legal: Collaborate with Risk, Legal and compliance teams to navigate regulatory and security requirements
Vendor Management
Marketing: Create compelling collateral and campaigns to promote product commercialization
Sales and Implementation/Onboarding support
Product Pricing and Billing
Team Leadership: Provide mentorship, guidance, and support to foster professional growth and excellence
Customer Engagement: Engage with customers to gather feedback, understand use cases, and prioritize feature requests to enhance customer satisfaction and loyalty
Define key performance indicators (KPIs) and monitor product performance to drive continuous improvement and achieve business objectives
Continuous Improvement: Conduct market research, competitor analysis, monitor industry advancements and technological trends to identify opportunities for product improvement and differentiation

Qualification

Embedded banking solutionsAPI BankingProduct strategy developmentOpen banking API designFintech partnershipsCommercial banking knowledgeLeadership skillsStakeholder managementRiskCompliance knowledgeMarket researchCommunication skills

Required

Proven experience (8+ years) implementing online, mobile, embedded banking solutions, or API Banking
Demonstrated success in developing and executing product strategies
Strong technical, influential, and strategic abilities to help drive the success of our enterprise initiatives
Direct knowledge of industry standards and best practices for open banking API product design, such as Open banking FDX, 2-legged and 3-legged OAuth, ERP Connectors, Account aggregators integrations, API authentication, authorization/entitlements, consent management, etc
Expertise in the delivery, market value, and industry position of a product area
Experience executing in layered, complex organizations with wide range of cross-functional stakeholders
Proven track record of identifying and executing fintech partnerships
Excellent leadership and communication skills
Ability to thrive in a fast-paced, dynamic environment
Solid understanding of commercial banking product, operations, sales, service, and technical practices
Bachelor's Degree required

Preferred

Master's Degree preferred

Benefits

Comprehensive medical, dental and vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States

Company

Citizens

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At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

H1B Sponsorship

Citizens has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)

Funding

Current Stage
Public Company
Total Funding
$2B
2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO

Leadership Team

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Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
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Steve Kozek
Head of Commercial Excellence, Senior Vice President
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