Oconee State Bank · 1 month ago
Mortgage Loan Officer
Watkinsville, GA
Full-time
Onsite
Mid LevelOconee State Bank is a customer-focused mortgage lending company committed to providing personalized financial solutions. They are seeking a motivated and experienced Mortgage Loan Officer to guide clients through the mortgage process, cultivate relationships, and ensure a smooth loan origination process.
BankingFinancial Services
Responsibilities
Client Consultation: Conduct thorough consultations with clients to understand their financial goals, assess their eligibility, and recommend suitable mortgage products
Loan Origination: Manage the end-to-end loan origination process, including application review, documentation collection, and submission for underwriting
Product Knowledge: Stay up to date on current mortgage products, interest rates, and industry trends to provide accurate and timely information to clients
Compliance: Ensure compliance with federal and state regulations, as well as company policies and procedures, throughout the loan application process
Relationship Building: Cultivate and maintain relationships with real estate professionals, builders, and other referral sources to generate new business opportunities
Communication: Keep clients informed of the status of their loan application, address any concerns, and provide exceptional customer service throughout the process
Networking: Actively participate in networking events, industry conferences, and community outreach to build a strong professional network and generate leads
Qualification
Required
Experience as a Mortgage Loan Officer or in a similar role
Strong understanding of mortgage products and the loan origination process
Excellent communication and interpersonal skills
Ability to build and maintain relationships with clients and industry professionals
Knowledge of federal and state regulations related to mortgage lending
Proven track record of meeting sales goals and generating new business
Strong organizational skills and attention to detail
Ability to work independently and as part of a team
Proficiency in using mortgage software and technology
Preferred
Bachelor's degree in finance, business, or a related field
NMLS license
Experience with CRM software
Familiarity with underwriting processes
Company
Oconee State Bank
Oconee State Bank provides loans, debit cards, and online banking services for businesses.
Founded in 1960
51-200 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2019-03-29IPO
Leadership Team
Neil Stevens
President & CEO
Jim McLemore
Chief Financial Officer
Recent News
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