Credit Underwriter II jobs in United States
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Yamaha Motor Corporation, USA · 1 week ago

Credit Underwriter II

Yamaha Motor Corporation, USA is seeking a Credit Underwriter II to join their Finance team. The role involves researching and analyzing credit risks, assessing credit history, and making decisions on credit applications while maintaining relationships with dealerships and consumers.

AutomotiveManufacturing

Responsibilities

Decision applications by placing emphasis on response time, quantity of applications processed, and quality of applications approved
Structure approvals and handle rehashes to maximize profits and enhance dealer relationships
Maintain and establish dealer relationships and educate and train dealerships on YMFUS programs and policies
Initiate sales calls to capture applications and where appropriate, prepare written follow-up. Provide prompt accurate response to all internal and external customer inquiries
Review and calculate income documentation and perform verification calls on employment and consumers
Participate in loan origination software program testing, for development and improvements
Perform related duties as needed

Qualification

Underwriting experienceCredit decisioningConsumer credit knowledgeMS Office proficiencyAnalytical skillsNegotiation skillsInterpersonal skillsProblem-solving abilityOrganizational skillsResults orientedPersonal initiative

Required

High School Diploma Required; BA / BS degree in Finance, Business or other related course of study is preferred
Requires 1+ years underwriting experience, subprime preferred
Strong proficiency in MS Office (i.e., Word, Excel, Power Point, Outlook, etc.)
Highly skilled in credit decisioning and have a solid understanding of consumer credit, and applicable federal and state regulations relative to consumer lending
Strong analytical and quantitative skills, organizational, negotiation, interpersonal skills and acute problem-solving ability
Results oriented and possess a high level of personal initiative
Ability to work flexible hours including weekends and overtime, as necessary

Preferred

BA / BS degree in Finance, Business or other related course of study
Subprime underwriting experience

Benefits

401(k) and Profit Sharing
Fertility Benefits
37.5-hour workweek
Medical, Dental, Vision
Life and AD&D Insurance
Wellness Program
Short-Term Disability Coverage (for hourly roles)
Long-Term Disability
Student Debt Repayment Benefits
Ability to borrow Yamaha product

Company

Yamaha Motor Corporation, USA

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The pursuit... A checkered flag. A scenic panorama unfolding around the bend. A trophy catch. A pulse-quickening stretch of road or trail.

Funding

Current Stage
Public Company
Total Funding
unknown
1967-03-08IPO

Leadership Team

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Bill Boehman
Vice President, Chief Operations Officer - Marine Business Unit
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Kathryn Freytag
VP Information Technology Strategy & CIO
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Company data provided by crunchbase