Fifth Third Bank ยท 3 weeks ago
Credit Analyst II - Leveraged Finance Portfolio Management
Charlotte, NC
Full-time
Onsite
Entry, Mid Level
2+ years expFifth Third Bank is a financial institution dedicated to connecting people with opportunities. The Credit Analyst II will support Portfolio Managers in underwriting and monitoring credit, performing analytical tasks, and preparing for credit reviews while managing risks effectively.
BankingCommercial LendingFinanceFinancial ExchangesFinancial ServicesLendingMedia and EntertainmentMortgage
Responsibilities
Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed
Use critical thinking to identify and draft documentation
Responsible for regularly completing indicative credit information into Banking Systems with little to no errors
Responsible for preparing risk-rating scorecard and tickler event analysis and determining actions based on results working in collaboration with PM's
Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations
Identify and determine monitoring analysis activities required
Verify covenants and define updates needed on ticklers
Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action
Responsible for assessing covenant compliance reporting and identifying issues
Review covenant compliance certificates to understand performance and determine actions
Update financial covenants and calculations as needed
Run Probability of Default (PD) model with oversight
Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team
Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight
Prepares ALSR reports with oversight
Responsible for running risk and projection models with oversight assumptions provided
Responsible for completing underwriting process with limited oversight
Create and complete a CAM with little to no errors
Review and re-write renewals for deals of limited complexity
Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings
Support Portfolio Managers and special projects
Takes appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary
May assist with training of new employees
May work on special projects as assigned by management
Qualification
Required
Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
2+ years of Commercial Banking/Commercial Credit Analysis experience
Sound Financial and risk analysis understanding, including the ability to develop financial models
Extensive Knowledge of banking products and services
Knowledge of corporate business structure and legal documents
General knowledge of U.S. government and regulation
Proficiency in internal banking applications
Strong verbal and written communication skills
Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks
Proficient in all Microsoft Office software
Preferred
Knowledge of the local or regional market preferred, but not required
Benefits
Comprehensive benefits
Incentive compensation plan
Company
Fifth Third Bank
Fifth Third Bancorp is a financial services company that specializes in small business, retail banking, and investments. It is a sub-organization of Fifth Third Bank.
10001+ employees
H1B Sponsorship
Fifth Third Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2021 (2)
2020 (43)
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-01-13IPO
Leadership Team
B
Bryan Preston
Chief Financial Officer
Maria Holmes
VP, Senior Manager Corporate Sponsorship
Recent News
DBusiness Magazine
2026-01-08
2026-01-06
Company data provided by crunchbase